Basics

When you’re involved in a motor vehicle accident, your bodily injury liability insurance will help cover medical costs associated with your accident. This insurance coverage isn’t intended for your medical bills but for the passengers in your vehicle, pedestrians, or the other car’s driver and passengers. It can be challenging to know how much insurance […]

UPDATED: DECEMBER 27, 2022

It may be normal to have your children insured on your policy, but how long should they be there? At some point, you’ll probably want to let them spread their wings and get their own auto insurance policy. Read on to learn how to remove children from your vehicle insurance policy, how to do it, […]

UPDATED: DECEMBER 27, 2022

If you’re one of the millions of Americans who drive without car insurance, you should be aware of the penalties by state. Every state has different laws and punishments for driving without insurance, so it’s important to know what to expect if caught. In some states, you may have to pay a fine; in others, […]

UPDATED: MARCH 13, 2023

In most states, if you’re a high-risk driver, you must have SR-22 insurance attached to your car insurance policy. However, if you live in either Virginia or Florida and have a DUI/DWI traffic violation, you must carry an FR44 certificate. Studies have shown that motorists who drive drunk will likely drive drunk again. What Exactly […]

UPDATED: DECEMBER 29, 2022

Buying a car involves looking at many elements. How you’re going to pay for it, is one of the most important things. Most dealerships offer their in-house car finance packages, however, you may want to purchase it on your credit card. Having a large enough credit card limit is required to do this along with […]

UPDATED: NOVEMBER 02, 2022

If you don’t own the vehicle or don’t have the vehicle registration with the DMV, you can’t purchase a car insurance policy on the vehicle in most circumstances. However, there are some exceptions to the rule of insuring a car that is not in your name. When Can You Insure a Vehicle You Don’t Own? […]

UPDATED: NOVEMBER 04, 2022

No matter what car insurance coverage you want, from comprehensive coverage to property damage only, you may wonder if you should look for 12-month car insurance policies or if a six-month one is better. What Are the Pros and Cons Of 12-Month Car Insurance Policies? Choosing a 12-month car insurance policy is not for everyone. […]

UPDATED: FEBRUARY 23, 2023

A deductible is the amount of money a person has to pay before their insurance kicks in. A car insurance deductible is the amount of money you must pay before your insurer starts paying for your car repairs. How Do Car Insurance Deductibles Work? When you purchase your auto insurance, you choose the deductible you’d […]

UPDATED: FEBRUARY 22, 2023

Car insurance protects you from financial liability if you get into a car accident. Full-coverage car insurance isn’t a type of policy itself, but it means you have all of the basic coverages available, protecting you in most situations. Read on to learn if full-coverage car insurance is right for you. What Does Full-Coverage Car […]

UPDATED: NOVEMBER 04, 2022

Personal injury protection auto insurance is known as “no-fault insurance.” It pays for your medical bills and any rehabilitative costs that you or your passengers may have suffered in a car accident. PIP auto insurance can also extend to when you’re a passenger injured in someone else’s car. PIP car insurance is different from bodily […]

UPDATED: DECEMBER 23, 2022