Health Insurance

If you’re somewhat familiar with the Health Insurance Marketplace, you’ve more than likely become accustomed to the term form 1095. But what exactly Is this form, and how does It pertain to you and your health insurance coverage? Below we’ll jump right into what this form is used for, who needs to file it, and […]

UPDATED: MARCH 21, 2023

As an independent contractor, there are many decisions and options to consider. One of the more demanding issues to understand is the health insurance deduction. Self-employed individuals can deduct the cost of their health insurance premiums as a business expense, allowing them to save money and gain access to medical coverage. Below we’ll discuss how […]

UPDATED: MARCH 13, 2023

International health insurance provides coverage for medical treatment and associated expenses in countries outside of a person’s home country. It allows individuals to access necessary medical care when traveling abroad, protecting them from unexpected costs or delays. Below we’ll discuss in more detail how international travel insurance works. International health insurance: Worldwide coverage when traveling […]

UPDATED: FEBRUARY 17, 2023

Are you in need of excellent health insurance coverage but still too young for Medicare? If you’re not old enough to receive Medicare but old enough to need good health coverage, you’re in luck. Several options are available to ensure you get the coverage you deserve. Below we’ll look at various health insurance options that […]

UPDATED: FEBRUARY 17, 2023

Coinsurance is a type of cost-sharing in health insurance where the policyholder pays a portion of the cost of a medical service, and the insurance company pays the rest. Understanding coinsurance is essential for anyone who wants to make informed decisions about their healthcare and health insurance. This article will dive into what coinsurance is, […]

UPDATED: MARCH 10, 2023

When you purchase medical insurance, you may be confused by some terms. Coinsurance, copays, and deductibles are all varying payments. But what do they all mean? Not all plans use copays in expense costs. Let’s dive deeper into medical services and the role of health insurance copays. When do I have a copay? A copayment […]

UPDATED: FEBRUARY 17, 2023

Health insurance is vital, especially the older you get. Many agree that age can take a toll on our bodies. Illness, injuries, or disabilities can creep up on us as we age, and we find that good health insurance can save us a bundle while saving our physical and mental health. Today we’ll discuss how […]

UPDATED: DECEMBER 21, 2022

As you’re shopping for health insurance, you may see plans that offer no deductible. Zero-deductible plans don’t require you to meet a minimum balance before the health insurance company contributes to your health care expenses. These plans typically have higher premiums, while high-deductible plans have lower monthly premiums. If you frequently require medical care or […]

UPDATED: DECEMBER 21, 2022

When delving into the world of health insurance, you’ll likely come across unfamiliar terms. Fully understanding what those terms mean to you, your health coverage, and your pocketbook can make a world of difference. Ancillary health insurance benefits are likely one of the terms you may come across but may not know much about. Below […]

UPDATED: FEBRUARY 17, 2023

Even incredible health insurance has its share of out-of-pocket costs and is typically a form of coinsurance. These expenses come from different areas and can range significantly depending on your healthcare plan. The best way to avoid surprises and save money is to understand out-of-pocket health insurance costs properly. To give you a solid foundation, […]

UPDATED: DECEMBER 21, 2022