Health Insurance

Find articles about health-insurance-related topics, including coverage options, preventative medicine, and trending health topics.


Ancillary Health Insurance: What Is It and How Does It Work?
Ancillary Health Insurance: What Is It and How Does It Work?

When delving into the world of health insurance, you’ll likely come across unfamiliar terms. Fully understanding what those terms mean to you, your health coverage, and your pocketbook can make a world of difference. Ancillary health insurance benefits are likely one of the terms you may come across but may not know much about. Below […]

UPDATED: NOVEMBER 15, 2022 | 1 MIN READ

Understanding Out-Of-Pocket Health Insurance Costs
Understanding Out-Of-Pocket Health Insurance Costs

Even incredible health insurance has its share of out-of-pocket costs and is typically a form of coinsurance. These expenses come from different areas and can range significantly depending on your healthcare plan. The best way to avoid surprises and save money is to understand out-of-pocket health insurance costs properly. To give you a solid foundation, […]

UPDATED: NOVEMBER 02, 2022 | 3 MIN READ

Does Health Insurance Cover Car Accident Bills?
Does Health Insurance Cover Car Accident Bills?

Your health insurance likely covers injuries from a car accident. It’s a good idea to understand your options when getting medical care paid to ensure you’re protected in an accident. Here are a few things to keep in mind: We’ll take a closer look at health insurance for car accident injuries. How to submit medical […]

UPDATED: NOVEMBER 02, 2022 | 2 MIN READ

Your Complete Guide on Short-Term Medical Plans
Your Complete Guide on Short-Term Medical Plans

Short-term medical plans might be a good option if you have a gap in your health insurance coverage or are between jobs. Before shopping for short-term health insurance plans, weighing the pros and cons is essential. Keep reading for crucial information about this temporary coverage. What Are Short-Term Medical Plans? Short-term health insurance is temporary […]

UPDATED: NOVEMBER 02, 2022 | 2 MIN READ

How to Get Help With Your Medical Bills
How to Get Help With Your Medical Bills

Having to deal with medical debt can be one of the most debilitating experiences of anyone’s life. We can all relate to that feeling of panic when you see the bill in the mailbox and the urge to set it aside to avoid dealing with it, unsure how to get help with medical bills. The […]

UPDATED: NOVEMBER 02, 2022 | 2 MIN READ

Your Complete Guide on Fixed Indemnity Plans
Your Complete Guide on Fixed Indemnity Plans

If you don’t have health insurance, fixed indemnity plans may help you pay medical bills with a cash benefit. But these insurance products may not be for everyone and should be considered carefully. Let’s break down a fixed indemnity plan, what it involves, and whether it’s worth purchasing. What is a Fixed Indemnity Plan? A […]

UPDATED: NOVEMBER 02, 2022 | 3 MIN READ

Your Guide To Employer-Provided Health Plans
Your Guide To Employer-Provided Health Plans

Companies often offer employee benefits; these benefits may include health insurance. Employer-provided health insurance is usually a group health plan and covers the medical expenses of the employee and, sometimes, their spouse or dependents. Job-based health insurance features several requirements and differs slightly from individual healthcare plans. Read on to learn more about these health […]

UPDATED: NOVEMBER 02, 2022 | 3 MIN READ

How Do Embedded Deductibles Impact Your Health Insurance?
How Do Embedded Deductibles Impact Your Health Insurance?

If you have family health insurance coverage, you may have heard the term ‘embedded deductible.’ You must understand the type of deductible your health plan uses. Embedded deductibles have an individual deductible and a family deductible for the policy. So, how does an embedded deductible work? Here is an explanation of how they pertain to […]

UPDATED: NOVEMBER 02, 2022 | 3 MIN READ

What’s a Health Insurance Deductible, and How Does It Work?
What’s a Health Insurance Deductible, and How Does It Work?

Before you enroll in a health insurance plan, you should pay careful attention to your plan’s annual deductible. Deductibles vary by plan, especially if you buy a health insurance plan through the Affordable Care Act (ACA) Marketplace. Here’s a primer on deductibles to help you make an informed decision on your new healthcare plan. What […]

UPDATED: NOVEMBER 02, 2022 | 2 MIN READ

Health Insurance Guide for Same-Sex Couples
Health Insurance Guide for Same-Sex Couples

The civil rights cases United States v. Windsor and Obergefell v. Hodges struck down the Defense of Marriage Act (DOMA) and marked a huge win for the LGBT community. The court decision means the law recognizes same-sex marriages as equal under the law in all states and the District of Columbia. These US Supreme Court […]

UPDATED: OCTOBER 24, 2022 | 2 MIN READ