Health Insurance

Find articles about health-insurance-related topics, including coverage options, preventative medicine, and trending health topics.


Are There Tax Penalties For No Health Insurance?
Are There Tax Penalties For No Health Insurance?

The Affordable Care Act (ACA) mandated Americans have health insurance. The mandate included an IRS tax penalty, or shared responsibility payment, for non-compliance. Numerous states declared the mandate unconstitutional. Let’s look at tax penalties for health coverage, what they are, and the states where they apply. Is There a Tax Penalty For No Health Insurance? […]

UPDATED: AUGUST 05, 2022 | 3 MIN READ

COBRA Insurance: What You Need To Know
COBRA Insurance: What You Need To Know

COBRA, known as the Consolidated Omnibus Budget Reconciliation Act of 1985, is a job-based health plan offered by an employer. Before COBRA insurance, employees were at risk of losing their health coverage if they were fired, divorced, or changed jobs. Now, the federal government requires employers to offer coverage to former employees, spouses, and dependent […]

UPDATED: AUGUST 04, 2022 | 2 MIN READ

How to Find Low-Cost Individual Health Insurance

Finding low-cost individual health insurance can be costly if you don’t know where to look. The main issue many people run into is finding a balance between the price and quality of the plan. You do not want to sacrifice quality for price or vice versa. If you need direction on where to look for […]

UPDATED: JULY 26, 2022 | 3 MIN READ

Guide to Domestic Traveling with Health Insurance

Traveling with health insurance can be tricky. Medical bills that aren’t covered by insurance can financially haunt patients for years. Unfortunately, insurance issues and mishaps reduce healthcare costs to the maximum. The Survey of Income and Program Participation (SIPP) found that people in the United States owe at least $195 billion in medical debt. Usually, […]

UPDATED: JULY 26, 2022 | 2 MIN READ

Health Insurance Coverage for the Self-Employed

Being an entrepreneur is exciting because you are passionate about what you do and are the one running the show. It can be one of the most rewarding experiences of your life. But there are many things to consider if you are going to be a business owner. What about health insurance for the self-employed? […]

UPDATED: JULY 26, 2022 | 3 MIN READ

Family Health Insurance Plans Explained
Family Health Insurance Plans Explained

Family health insurance works the same way as individual health insurance. The only difference is it covers multiple people. Because of this, they often have a higher deductible, monthly costs, and out-of-pocket maximums. What Is a Family Health Insurance Plan? Affordable Care Act (ACA) requires all health insurance plans, including family ones, to cover specific […]

UPDATED: JULY 26, 2022 | 3 MIN READ

Getting an Individual Health Insurance Plan
Getting an Individual Health Insurance Plan

Open Enrollment begins soon. If you’re interested in signing up for an insurance plan, don’t go into it uninformed. Learn how it works, the cost, and what you need to know about individual health insurance coverage. What Is Individual Health Insurance? Individual health insurance is a health care plan you purchase directly through the marketplace […]

UPDATED: AUGUST 05, 2022 | 2 MIN READ

Complete Guide on All Types Of Health Insurance Plans
Complete Guide on All Types Of Health Insurance Plans

Health insurance plans come with choices, and costs without healthcare are astronomical. If you’re in the market to look for healthcare plans, you’ll see all kinds of options. It can feel confusing and overwhelming. So, how are the plans different? The article below covers all types of health insurance plans available, deductibles, costs, and more […]

UPDATED: JULY 27, 2022 | 2 MIN READ

Finding Health Insurance With Pre-Existing Conditions Coverage
Finding Health Insurance With Pre-Existing Conditions Coverage

As of April 2022, everyone in the U.S. with a pre-existing condition is protected by the Affordable Care Act (ACA). However, there are some health insurance plans and conditions that have an exemption from the law. Learn more about what’s typically covered under an average health insurance plan, what’s considered a pre-existing condition, and whether […]

UPDATED: JULY 26, 2022 | 3 MIN READ

States Where Health Insurance Costs the Most & Least
States Where Health Insurance Costs the Most & Least

Understanding health insurance is a challenge, particularly when looking for a plan to insure your entire family. Most full-time employers offer health care coverage, but how do you know if you’re paying too much? This article examines where families spend the most and the least on health insurance and what steps you can take to […]

UPDATED: JULY 26, 2022 | 2 MIN READ