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As an independent contractor, there are many decisions and options to consider. One of the more demanding issues to understand is the health insurance deduction. Self-employed individuals can deduct the cost of their health insurance premiums as a business expense, allowing them to save money and gain access to medical coverage. Below we’ll discuss how […]

UPDATED: MARCH 13, 2023

Are you in need of excellent health insurance coverage but still too young for Medicare? If you’re not old enough to receive Medicare but old enough to need good health coverage, you’re in luck. Several options are available to ensure you get the coverage you deserve. Below we’ll look at various health insurance options that […]

UPDATED: FEBRUARY 17, 2023

Short-term medical plans might be a good option if you have a gap in your health insurance coverage or are between jobs. Before shopping for short-term health insurance plans, weighing the pros and cons is essential. Keep reading for crucial information about this temporary coverage. What Are Short-Term Medical Plans? Short-term health insurance is temporary […]

UPDATED: NOVEMBER 02, 2022

If you don’t have health insurance, fixed indemnity plans may help you pay medical bills with a cash benefit. But these insurance products may not be for everyone and should be considered carefully. Let’s break down a fixed indemnity plan, what it involves, and whether it’s worth purchasing. What is a Fixed Indemnity Plan? A […]

UPDATED: FEBRUARY 22, 2023

Companies often offer employee benefits; these benefits may include health insurance. Employer-provided health insurance is usually a group health plan and covers the medical expenses of the employee and, sometimes, their spouse or dependents. Job-based health insurance features several requirements and differs slightly from individual healthcare plans. Read on to learn more about these health […]

UPDATED: NOVEMBER 02, 2022

The civil rights cases United States v. Windsor and Obergefell v. Hodges struck down the Defense of Marriage Act (DOMA) and marked a huge win for the LGBT community. The court decision means the law recognizes same-sex marriages as equal under the law in all states and the District of Columbia. These US Supreme Court […]

UPDATED: FEBRUARY 17, 2023

According to the National Alliance on Mental Illness, around 51.5 million people experience mental illness yearly in the US. Unfortunately, only 45% of those adults received any treatment for their condition in a year. The Affordable Care Act (ACA) makes mental health insurance more accessible than ever. However, your actual coverage depends on your plan […]

UPDATED: FEBRUARY 17, 2023

It can be stressful to navigate health insurance coverage while unemployed. Fortunately, you still have health insurance options after job loss. While group coverage isn’t an option for those without an employer, you can still enroll in individual or family plans. Keep reading to learn more about enrolling in insurance while unemployed and how to […]

UPDATED: FEBRUARY 22, 2023

Fall’s arrival puts Americans just a few months away from the arrival of the (ACA) Affordable Care Act Open Enrollment period, where anyone can sign up for health insurance. Read on to learn more about Open Enrollment, preparing, and getting affordable healthcare coverage. What is Affordable Care Open Enrollment? The Affordable Care Act is known […]

UPDATED: FEBRUARY 17, 2023

If you’re shopping for health insurance for yourself and your dependents, you may consider purchasing health coverage through the Health Insurance Marketplace. New to the insurance-buying process or unfamiliar with the Affordable Care Act? Here’s everything you need to know to find the right ACA plan and how to apply for Marketplace coverage at HealthCare.gov. […]

UPDATED: FEBRUARY 17, 2023