Guides

If you are looking for home insurance, you have already researched and know the type of coverage you want. However, many discounts might be available, saving you money on your monthly premiums. Discounts can be found in many areas, like the type of construction materials used on the house, security systems installed, and even if […]

UPDATED: FEBRUARY 20, 2023

Hurricanes are intense storms that form over the ocean and can wreak havoc on coastal homes. They are natural disasters but don’t have to destroy your home. As a homeowner, it’s essential to be prepared for the possibility of making a hurricane claim. This means taking steps to protect your home and possessions before disaster […]

UPDATED: FEBRUARY 20, 2023

Whether you’re a homeowner or renter, having the right insurance coverage is essential to protect your property and belongings from unexpected events that can cause significant financial hardship. While both types of insurance offer similar protection, there are key differences between them that are important to understand. Homeowners insurance vs. renters insurance While home and […]

UPDATED: MARCH 09, 2023

In the event of a covered loss, it’s essential to have coverage that fully covers your property. This article will discuss the difference between Actual Cash Value and Replacement Cost and how they relate to insurance policies. Actual Cash Value vs. Replacement Cost Insurance In the event of a covered loss, it’s essential to have […]

UPDATED: FEBRUARY 20, 2023

An unexpected letter from your insurance company can be nerve-wracking, but thankfully, in most cases, it’s just asking for important information like your current contact details. Sometimes, they may choose not to renew your policy or even cancel it during the current policy term. Insurers can cancel home insurance policies. One of the reasons why […]

UPDATED: FEBRUARY 22, 2023

Unless you live in a specific state which prohibits using credit scores or doing credit checks, such as California, Massachusetts, and Maryland, determining home insurance rates, your money management history, and spending behaviors can dramatically impact how much you pay for home insurance. Home insurance companies can use your credit information when initially underwriting a […]

UPDATED: FEBRUARY 22, 2023

Roofs are necessary for any building but often go unnoticed until the first rainy day. The lifespan of a roof is typically 20-30 years. Unlike wine, it doesn’t improve with age. A roof is often the most expensive and overlooked part of a home. In many cases, it is not until there is a major […]

UPDATED: FEBRUARY 22, 2023

A condo insurance policy is different from a traditional homeowners insurance policy. While you own the condo, you don’t have to cover the building or the common areas of the condo complex. Let’s explore the different types of home insurance for condos. How To Know If You Need Homeowners Insurance For a Condo Always request […]

UPDATED: FEBRUARY 22, 2023

Home insurance is necessary to protect your financial investments against disasters, accidents, and other unforeseen events. However, factoring in the cost of it, along with the price of your new home, is important to ensure you make the best financial decisions for yourself. The average homeowners insurance rates vary tremendously from one state to another. […]

UPDATED: MARCH 07, 2023

According to the National Fire Protection Association, using wood-burning devices is one of the leading causes of home fires. This article discusses the safety measures homeowners should take when using a wood burner and how they can protect their property with wood burner insurance. How to use a wood-burning stove safely Wood-burning stoves are a […]

UPDATED: MARCH 15, 2023