Home Insurance Claims

Learn more about filing home insurance claims, including when you should and shouldn’t file one.


Do Home Insurance Premiums Increase After a Claim
Do Home Insurance Premiums Increase After a Claim

A homeowners insurance policy offers peace of mind if your home is damaged or destroyed in a covered event. But filing a homeowner’s insurance claim might cause your rates to increase. Let’s review how your they might increase, how long the rate will last, and what you can do to keep your home insurance premium […]

UPDATED: JULY 21, 2022 | 3 MIN READ

Top 5 Spring Home Insurance Claims and How to Avoid Them
Top 5 Spring Home Insurance Claims and How to Avoid Them

Spring is the perfect time to ensure that your home is in tip-top shape. While you’re sprucing up your space, it’s important to do some preventative maintenance. This way, you won’t have to file any home insurance claims shortly. Avoid Home Insurance Claims With a Little Springtime Maintenance It’s common for homeowners to make lengthy […]

UPDATED: JULY 21, 2022 | 1 MIN READ

Top 5 States for Dog Bite Claims
Top 5 States for Dog Bite Claims

Owning a dog comes with challenges since millions of people are bitten every year. Homeowner’s and renter’s insurance policies usually cover dog bite expenses. However, if the claim exceeds the limit, you are responsible for the rest of the damages. This article covers the top states for dog bite claims by the overall average cost […]

UPDATED: JULY 21, 2022 | 2 MIN READ

How to File a Home Insurance Claim
How to File a Home Insurance Claim

Filing a home insurance claim can be stressful, but it doesn’t have to be. In fact, some companies allow you do it online. Learn more about filing a home insurance claim, including how to and when you should file one. When Should You File a Home Insurance Claim? Before filing a homeowners insurance claim, you […]

UPDATED: JULY 21, 2022 | 1 MIN READ

20 Home Insurance Claim Mistakes to Avoid
20 Home Insurance Claim Mistakes to Avoid

So, you need to file a home insurance claim. Your house – whether it’s one you’ve invested in, one that your family has lived in for countless years, or a shiny, brand-spanking-new home you just built – has taken some major damage. It could result from an accident, natural disaster, or crime. Maybe an earthquake […]

UPDATED: JULY 21, 2022 | 3 MIN READ

What To Do After A Major House Fire
What To Do After A Major House Fire

Here’s what happened to us and what I wish I had known before our house fire. The Fire I was asleep when the fire started on the covered patio outside my home. My wife was puttering around the kitchen along with our two dogs. As she came into the room to wake me up, I’m […]

UPDATED: JULY 21, 2022 | 3 MIN READ

Homeowner Claims Public Adjusters: Friend or Foe?
Homeowner Claims Public Adjusters: Friend or Foe?

In theory, Public Adjustors, not to be confused with insurance adjusters, are like referees in a pro football game. Their job is to make sure both teams (customer and insurance company) play by the rules (terms of the insurance policy) and assess a penalty of sorts (approve, lower, decline a claim) should a team break […]

UPDATED: JULY 21, 2022 | 3 MIN READ

How to Pick a Water Restoration Company Fast
How to Pick a Water Restoration Company Fast

Did you know that nearly a quarter of all home insurance payouts are for water damage claims? That’s over $10 billion per year! Water damage is the 2nd most common type of claim. It’s expected that 1 in 4 homeowners will file a water damage claim during the life of their policy. It may be […]

UPDATED: JULY 21, 2022 | 3 MIN READ