[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.agilerates.com\/home-insurance\/home-insurance-in-rhode-island\/#Article","mainEntityOfPage":"https:\/\/www.agilerates.com\/home-insurance\/home-insurance-in-rhode-island\/","headline":"Best Homeowners Insurance in Rhode Island","name":"Best Homeowners Insurance in Rhode Island","description":"The average annual cost of Rhode Island homeowners insurance is $1,193 based on $250,000 in dwelling coverage, lower than the national average of $1,383. That\u2019s good news for homeowners in a state with high ownership ratings (61%) and susceptibility to floods and hurricanes. We\u2019ve gathered information on the best and cheapest homeowners insurance in Rhode [&hellip;]","datePublished":"2020-12-12","dateModified":"2025-07-08","author":{"@type":"Person","@id":"https:\/\/www.agilerates.com\/author\/mark-romero\/#Person","name":"Mark Romero","url":"https:\/\/www.agilerates.com\/author\/mark-romero\/","image":{"@type":"ImageObject","@id":"https:\/\/www.agilerates.com\/wp-content\/uploads\/2022\/06\/Mark-Romero-150x150.png","url":"https:\/\/www.agilerates.com\/wp-content\/uploads\/2022\/06\/Mark-Romero-150x150.png","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Agile Rates","logo":{"@type":"ImageObject","@id":"https:\/\/dev.agilerates.com\/wp-content\/uploads\/2019\/11\/unnamed.png","url":"https:\/\/dev.agilerates.com\/wp-content\/uploads\/2019\/11\/unnamed.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/dev.agilerates.com\/wp-content\/uploads\/2023\/05\/Rhode-Island-home-insurance-demographics.jpg","url":"https:\/\/dev.agilerates.com\/wp-content\/uploads\/2023\/05\/Rhode-Island-home-insurance-demographics.jpg","height":"1944","width":"2280"},"url":"https:\/\/www.agilerates.com\/home-insurance\/home-insurance-in-rhode-island\/"},{"@context":"https:\/\/schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Compare Home Insurance Quotes","item":"https:\/\/www.agilerates.com\/home-insurance\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"Best Homeowners Insurance in Rhode Island","item":"https:\/\/www.agilerates.com\/home-insurance\/home-insurance-in-rhode-island\/#breadcrumbitem"}]}]