[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.agilerates.com\/home-insurance\/home-insurance-in-south-dakota\/#Article","mainEntityOfPage":"https:\/\/www.agilerates.com\/home-insurance\/home-insurance-in-south-dakota\/","headline":"Average Cost of Homeowners Insurance in South Dakota","name":"Average Cost of Homeowners Insurance in South Dakota","description":"Living in South Dakota means you have access to lower-than-average homeowners insurance costs. The average South Dakota home insurance rate is $1,326 per year\u2014about 11% lower than the national average. Keep reading to learn about insurance companies in South Dakota and how to pick the right one based on pricing options, coverage add-ons, customer service, […]","datePublished":"2020-12-14","dateModified":"2025-07-08","author":{"@type":"Person","@id":"https:\/\/www.agilerates.com\/author\/mark-romero\/#Person","name":"Mark Romero","url":"https:\/\/www.agilerates.com\/author\/mark-romero\/","image":{"@type":"ImageObject","@id":"https:\/\/www.agilerates.com\/wp-content\/uploads\/2022\/06\/Mark-Romero-150x150.png","url":"https:\/\/www.agilerates.com\/wp-content\/uploads\/2022\/06\/Mark-Romero-150x150.png","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Agile Rates","logo":{"@type":"ImageObject","@id":"https:\/\/dev.agilerates.com\/wp-content\/uploads\/2019\/11\/unnamed.png","url":"https:\/\/dev.agilerates.com\/wp-content\/uploads\/2019\/11\/unnamed.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/dev.agilerates.com\/wp-content\/uploads\/2023\/05\/South-Dakota-home-insurance-demographics.jpg","url":"https:\/\/dev.agilerates.com\/wp-content\/uploads\/2023\/05\/South-Dakota-home-insurance-demographics.jpg","height":"2370","width":"2280"},"url":"https:\/\/www.agilerates.com\/home-insurance\/home-insurance-in-south-dakota\/"},{"@context":"https:\/\/schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Compare Home Insurance Quotes","item":"https:\/\/www.agilerates.com\/home-insurance\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"Average Cost of Homeowners Insurance in South Dakota","item":"https:\/\/www.agilerates.com\/home-insurance\/home-insurance-in-south-dakota\/#breadcrumbitem"}]}]