Mark Romero - Home Insurance Expert

Homeowners insurance becomes particularly significant during the escrow process of buying a home. It’s typically a prerequisite for mortgage lenders, safeguarding their financial investment in the property, and the money to pay for it is set aside in an escrow account you set up when you buy your home. Learn more about homeowners insurance in […]

UPDATED: MAY 17, 2023

When it comes to creating a happy home for your pets, a pet-friendly house is essential for your furry friend’s safety and comfort. This is done by removing hazards, organizing your house, and adding to your space to create a safe, healthy environment. From choosing the right flooring to using pet-friendly furniture, there are several […]

UPDATED: MAY 12, 2023

The water heater is often the hero of your home, even if you don’t think of how hard it works. However, the repair is often frustrating and expensive when it stops working.  Drain your water heater at least twice a year to reduce the chance of expensive bills and a night without hot water. Here’s […]

UPDATED: MAY 01, 2023

Most homeowners insurance will cover roof repairs and replacement if the damage was caused by a covered peril, like weather events. 

UPDATED: MAY 02, 2023

A fireplace is a great element that adds coziness and warmth to your home. To safely use your one and reduce house fire risk, you should know how to start a fire in a fireplace properly.  Fireplace safety and prep  Over 25,000 chimney fires cause millions in property damage annually. If you own a home […]

UPDATED: APRIL 27, 2023

The home-buying process requires mountains of paperwork, especially with a mortgage. Lenders need home insurance before they can approve your loan request, and as you wait for an official insurance policy, your insurer may provide you with an insurance binder.  A binder is temporary proof of coverage for your lender while your full policy is […]

UPDATED: APRIL 27, 2023

You may think of candles, space heaters, and other typical causes for house fires, but there are other flammable things to start a fire in your home. Let’s break down what other highly flammable objects are in your home, the dangers if they ignite, and how to reduce fire risks so you don’t find yourself […]

UPDATED: APRIL 27, 2023

Home break-ins can be a traumatic and expensive experience for homeowners, and unfortunately, they are a common occurrence in many cities across the United States. Knowing which cities have the highest rates of home break-ins can help residents take steps to protect their homes, try to prevent burglaries, and make sure they have enough home […]

UPDATED: APRIL 27, 2023

Homeownership is a significant milestone and a crucial financial decision that many individuals aspire to achieve. However, asking yourself, “How much home can I afford?” is only the first step in home-buying. When you understand the various factors that contribute to home affordability, it’s easy to make an informed decision on purchasing a home that […]

UPDATED: MAY 19, 2023

Home additions are a great way to add more space to your existing home while increasing its value. Home additions can be as large as adding a second story to your home or as small as adding a new guest bathroom.

UPDATED: MAY 19, 2023