Mark Romero - Home Insurance Expert

Driving through winter storms can be treacherous, but the right preparation and equipment help ensure your safety. These essential items create the best winter car emergency kit out there, providing peace of mind and a crucial lifeline during harsh weather conditions. 23 Essential items for your car emergency kit The best winter car emergency kit […]

UPDATED: OCTOBER 05, 2023

Florida’s housing crisis has reached alarming proportions, drawing attention from both local residents and policymakers. In fact, Senate President Kathleen Passidomo warned that the situation, already dire, is expected to deteriorate further.  Amid skyrocketing rents and a limited supply of affordable units, many Floridians find themselves grappling with housing insecurity. Solutions are being sought, but […]

UPDATED: OCTOBER 05, 2023

Owning a home is a milestone for many people. However, unexpected costs from renovations, repairs, and maintenance can quickly accumulate, and home insurance only covers damages caused by specific events. So small repairs can quickly drain your bank account. Think about it. The average cost of a new roof is around $10,000. And that’s just […]

UPDATED: SEPTEMBER 15, 2023

With their unique designs and rich histories, older homes hold a special place in many neighborhoods. But while they exude charm and craftsmanship, insuring them presents unique challenges.  Their distinct architectural features add character and can also drive up insurance costs. Factors such as the home’s age, structural integrity, and the potential costs of restoring […]

UPDATED: SEPTEMBER 15, 2023

In a little over a decade, Airbnb has transformed from a humble startup concept into a defining entity of the digital age, reshaping how we think about travel and accommodation. Founded in 2007, Airbnb started with a single rental. Now Airbnb statistics show a staggering 5.6 million active listings spread across the globe. These listings […]

UPDATED: SEPTEMBER 15, 2023

A home’s roof is its primary shield against natural disasters, making roof insurance indispensable for homeowners. Yet, many insurance policies include a roof depreciation endorsement.  These endorsements reflect a burgeoning trend among insurance providers to offer policies incorporating roof depreciation values and specific exclusions. Such developments demand a homeowner’s attention, as they could significantly influence […]

UPDATED: SEPTEMBER 15, 2023

Car accidents remain a prevalent issue across the U.S., with variations evident from state to state. Influenced by factors like population density, infrastructure, and driving habits, some states report alarmingly high rates while others maintain relatively low figures. Let’s review the statistics to get a clear picture of the situation nationwide. List of car accidents […]

UPDATED: SEPTEMBER 11, 2023

Owning a car is more than just driving. Regular maintenance ensures smooth functioning and longevity. This car service checklist provides guidance for first-time checks and continued upkeep. 1. Engine and exhaust maintenance Battery and contacts First-time checks on a car should include thoroughly examining the battery and contacts. Regular inspections ensure optimal functionality. A weakened […]

UPDATED: SEPTEMBER 11, 2023

The echoes of 2022 reverberate with tales of a U.S. housing market slowdown. Predictions of a housing crash dominated conversations, but the market had a different narrative to share. As we delve deeper, one question remains: In the face of recessionary winds, is the recession housing market boom resilient enough to persist? Table of contents: […]

UPDATED: AUGUST 23, 2023

House flipping, the process of buying, renovating, and then selling a property for profit, might look glamorous on our TV screens, but it’s far from the glitzy, problem-free venture we’re often shown. It’s a business that involves a huge amount of time, money, and risk. The good news is that risks can be mitigated, particularly […]

UPDATED: AUGUST 21, 2023