Mark Romero - Home Insurance Expert

Mark Romero is the home insurance expert for Agile Rates. Since 2016, he’s worked diligently educating others about the importance of homeowner’s insurance by keeping homeowners informed on all this home insurance.

When Should You Get Unoccupied Or Vacant Home Insurance?
When Should You Get Unoccupied Or Vacant Home Insurance?

Vacant home insurance is insurance coverage designed to protect your vacant property. It offers protection against vandalism, theft, and other damages. This type of policy is usually required if you are going to be away from your home for an extended period or if you live elsewhere. Vacant home insurance can be complicated. The policyholder […]

UPDATED: AUGUST 05, 2022 | 1 MIN READ

Flat Roof Home Insurance Guide
Flat Roof Home Insurance Guide

Flat roofs are a staple of contemporary residential architecture. They can provide homeowners with additional outdoor living space or amenities like a rooftop garden. But it isn’t always easy to find home insurance for flat roofs. Despite their growing popularity, homebuyers are hesitant to purchase properties with flat roofs. They’re also reluctant to build additions […]

UPDATED: JULY 26, 2022 | 2 MIN READ

What Are Home Insurance Coverages A-F?
What Are Home Insurance Coverages A-F?

A home insurance policy typically has six coverage types. If you want to know more about insurance coverage types, their limits, and how they apply, read on. Home Insurance Coverages: What’s Covered and What’s Not? Standard Policy’s Covered Perils Standard home insurance coverages aren’t for every event. The common covered perils include: Lightning strike Fire Theft […]

UPDATED: AUGUST 02, 2022 | 2 MIN READ

California Earthquake Insurance: What You Need to Know
California Earthquake Insurance: What You Need to Know

Despite California holding a reputation as the earthquake capital of the United States, only about 10% of its residents have earthquake insurance. This leaves about 90% of Californians underprepared for the financial losses associated with earthquakes. If you’re in the state and near a major fault line, here’s what you need to know about California […]

UPDATED: JULY 21, 2022 | 2 MIN READ

Do Home Insurance Premiums Increase After a Claim
Do Home Insurance Premiums Increase After a Claim

A homeowners insurance policy offers peace of mind if your home is damaged or destroyed in a covered event. But filing a homeowner’s insurance claim might cause your rates to increase. Let’s review how your they might increase, how long the rate will last, and what you can do to keep your home insurance premium […]

UPDATED: JULY 21, 2022 | 1 MIN READ

Top 5 Spring Home Insurance Claims and How to Avoid Them
Top 5 Spring Home Insurance Claims and How to Avoid Them

Spring is the perfect time to ensure that your home is in tip-top shape. While you’re sprucing up your space, it’s important to do some preventative maintenance. This way, you won’t have to file any home insurance claims shortly. Avoid Home Insurance Claims With a Little Springtime Maintenance It’s common for homeowners to make lengthy […]

UPDATED: JULY 21, 2022 | 2 MIN READ

What is Dwelling Coverage, and Do You Need It?
What is Dwelling Coverage, and Do You Need It?

You might ask yourself, “what is dwelling coverage, and do I need it?” First, knowing what a dwelling is is essential before determining whether you need dwelling coverage. A dwelling includes your home and anything attached to the structure itself, such as a garage, porch, or deck. A dwelling also includes any built-in appliances such […]

UPDATED: AUGUST 05, 2022 | 2 MIN READ

What is Additional Living Expenses Coverage?
What is Additional Living Expenses Coverage?

Additional living expenses coverage is a regular part of a standard homeowner’s or renter’s insurance policy. Learn what it covers and when you need to file a claim. What Is Additional Living Expense Coverage (ALE)? When you experience damage or destruction to your home, additional living expense coverage helps pay in part for what is […]

UPDATED: JULY 21, 2022 | 1 MIN READ

What Is Medical Payments Coverage For Home Insurance?
What Is Medical Payments Coverage For Home Insurance?

What happens when someone gets injured in your home? Most renters and home insurance policies include personal liability coverage to help you avoid paying legal fees. But what about their medical costs? Who covers those? It might be you — but medical payments coverage can help. What Is Medical Payments Coverage On Your Home Policy? […]

UPDATED: JULY 21, 2022 | 3 MIN READ

What is Personal Liability Coverage for Home Insurance?
What is Personal Liability Coverage for Home Insurance?

Do you ever think about what would happen if an accident occurred at your home? For the most part, homeowner’s insurance policies include personal liability coverage. This is good because it protects you from financial responsibility if a visitor gets hurt in your home. What Is Personal Liability Coverage? Personal liability coverage pays for legal […]

UPDATED: JULY 21, 2022 | 2 MIN READ

About Mark Romero


Picture of the author Mark Romero is the home insurance expert for Agile Rates. Since 2016, he’s worked diligently educating others about the importance of homeowner’s insurance by keeping homeowners informed on all this home insurance.

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