Mark Romero - Home Insurance Expert

Mark Romero is the home insurance expert for Agile Rates. Since 2016, he's worked diligently educating others about the importance of homeowners insurance by keeping homeowners informed on all this home insurance.

Early Warning Signs of Termites

Termites are a type of wood-eating insect that can cause significant damage to homes and structures. They feed on wood and other cellulose-rich materials, such as paper, cardboard, or cotton. They are considered one of the most destructive pests in the world, as they can cause significant damage to property and food sources. Termites are […]

UPDATED: NOVEMBER 23, 2022 | 3 MIN READ

Renters Insurance Deductibles: How Do They Work?
Renters Insurance Deductibles: How Do They Work?

Part of choosing the best renters insurance policy is choosing what deductible is right for you. A deductible is an amount you pay out of your pocket when a claim is made on your renters insurance policy. If you have a high renters insurance deductible, it lowers the price of your monthly premium. The choice […]

UPDATED: NOVEMBER 09, 2022 | 2 MIN READ

How To File a Renters Insurance Claim
How To File a Renters Insurance Claim

A renters insurance policy has two main benefits: coverage for personal property and a renter’s liability. If you have liability coverage, it will protect you if someone is injured on your property. If you have a loss, it’s important to know how to file a renters insurance claim. What Does Renters Insurance Cover? A renters […]

UPDATED: NOVEMBER 08, 2022 | 3 MIN READ

5 Worst and Best States For Climate Change
5 Worst and Best States For Climate Change

A stern warning has been sent to the world about global warming: If carbon emissions aren’t drastically cut in the next 12 years, we’ll experience severe flooding, heat, droughts, and climate change-related poverty. That means more extreme weather for people living in states that are more affected by climate change. Some states experience flooding more […]

UPDATED: NOVEMBER 08, 2022 | 3 MIN READ

3 States Most At Risk For Natural Disasters + the 7 Safest States
3 States Most At Risk For Natural Disasters + the 7 Safest States

Natural disasters pose a serious risk to property and life. As the climate changes, there’s increased natural disaster risk, especially in some regions of the U.S. Tornadoes, wildfires, and other events may occur without warning throughout the country. Let’s look at natural disasters by state, including where they strike the most and where they hit […]

UPDATED: NOVEMBER 07, 2022 | 3 MIN READ

The Difference Between Home and Renters Insurance
The Difference Between Home and Renters Insurance

There are several differences between the experiences of owning or renting a home, including insurance matters. Whether you’re looking to change between renting and ownership or are still choosing, it’s important to understand your options. To get you started, here is a comprehensive guide to the differences between rental insurance and home insurance. Difference in […]

UPDATED: NOVEMBER 09, 2022 | 2 MIN READ

Are Home Prices Dropping In 2023?
Are Home Prices Dropping In 2023?

The question in every homeowner and buyer’s mind is whether home prices will drop in 2023. During the Covid 19 pandemic, mortgage interest rates and the inventory of homes for sale on the housing market were both very low. These factors caused home selling prices to astronomical heights. Homes were selling up to 40% higher […]

UPDATED: NOVEMBER 02, 2022 | 3 MIN READ

How to File Insurance Claims for Bathroom Flooding
How to File Insurance Claims for Bathroom Flooding

A leaky or burst pipe can result in a flood in the bathroom. You must know how to handle a flood situation so that you and your family stay safe and healthy. This article will cover the steps to take after a flood, including how to clean up and what to do with your ruined […]

UPDATED: NOVEMBER 02, 2022 | 2 MIN READ

Can Citizens Afford All Claims from Hurricane Ian?
Can Citizens Afford All Claims from Hurricane Ian?

Hurricane season lasts from June 1 to November 30, and Florida is the state that has the most recorded hurricanes. Hurricane Katrina hit Louisiana in 2005; costs ranged from $125 billion to $186 billion. The damage caused by Hurricane Ian is expected to go anywhere from $42 billion to $258 billion. Florida already pays the […]

UPDATED: NOVEMBER 01, 2022 | 3 MIN READ

What is Other Structures Coverage or Coverage B
What is Other Structures Coverage or Coverage B

Some standard homeowners insurance policies don’t cover other structures on your property, such as detached garages or sheds. The dwelling coverage typically refers to the structure of your home. You may want to purchase other structures coverage, sometimes called Coverage B, which is designed to insure those not part of the main dwelling. This article […]

UPDATED: OCTOBER 21, 2022 | 3 MIN READ

About Mark Romero


Picture of the author Mark Romero is the home insurance expert for Agile Rates. Since 2016, he's worked diligently educating others about the importance of homeowners insurance by keeping homeowners informed on all this home insurance.

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