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Home Insurance

6 Potential Pitfalls of Insuring an Older Home

Shopping for a new home is always exciting. If history and character are at the top of your “must-have” list, you’re likely perusing vintage beauties over cookie-cutter...
Shopping for a new home is always exciting. If history and character are at the top of your “must-have” list, you’re likely perusing vinta...
5 MIN READ
Lighting strikes one house in a row of 5
Home Insurance

20 Mistakes to Avoid When Filing a Home Insurance Claim

So, you need to file a home insurance claim. Your house — whether it’s one you’ve invested in, one that your family has lived in for countless years, or it’s a shiny,...
So, you need to file a home insurance claim. Your house — whether it’s one you’ve invested in, one that your family has lived in for count...
5 MIN READ
Happy German Shepard Dog in a grassy field.
Home Insurance

Will My German Shepherd Increase My Homeowners Insurance?

If you own a German Shepherd, your dog may or may not increase the cost of your homeowners insurance. It depends on several factors, including what state you’re in and whic...
If you own a German Shepherd, your dog may or may not increase the cost of your homeowners insurance. It depends on several factors, including w...
5 MIN READ
Don't be surprised when these hazards aren't covered by home insurance
Home Insurance

Don't Be Surprised: This Part of Your Home May Not be Covered by Homeowners Insurance

Don’t Be Surprised: This Part of Your Home May Not be Covered by Homeowners Insurance Have you ever read Tolstoy’s War and Peace? It’s a piece of cake compared to re...
Don’t Be Surprised: This Part of Your Home May Not be Covered by Homeowners Insurance Have you ever read Tolstoy’s War and Peace? It’s ...
5 MIN READ
Replacement Value can lower your premiums -- but also your payouts
Home Insurance

24 Ways to Lower Your Homeowners Insurance Premiums

Ahhh, premiums. One of the necessary and unpleasant evils of modern homeownership. You might only file a claim with your home insurance company once every ten, or even twenty...
Ahhh, premiums. One of the necessary and unpleasant evils of modern homeownership. You might only file a claim with your home insurance company ...
5 MIN READ
young couple shopping for home insurance online
Home Insurance

19 Questions to Ask When Purchasing Homeowners Insurance

Finding a plan that’s a good balance of wide coverage and low costs might take a while. But knowing your home inside and out, as well as exactly what you want from a contra...
Finding a plan that’s a good balance of wide coverage and low costs might take a while. But knowing your home inside and out, as well as exact...
5 MIN READ
Home Insurance

It Happened to Us: What to Do After a Major House Fire

Here’s what happened to us, and what I wish I knew before our house fire. The Fire I was asleep when the fire started on the covered patio just outside of my home. My w...
Here’s what happened to us, and what I wish I knew before our house fire. The Fire I was asleep when the fire started on the covered patio...
5 MIN READ
An old tile roof
Home Insurance

Is a Bad Roof a Deal Breaker?

Seasoned real estate brokers will tell you that nothing is a deal-breaker if you want the property bad enough. Others will tell you that a bad roof is one of the top reasons ...
Seasoned real estate brokers will tell you that nothing is a deal-breaker if you want the property bad enough. Others will tell you that a bad r...
5 MIN READ
Home insurance public adjuster taking notes in their office while a couple explains the damage to their home.
Home Insurance

Public Adjusters: Friend or Foe?

In theory, Public Adjustors, not to be confused with insurance adjusters, are something like referees in a pro football game. Their job is to make sure both teams (customer a...
In theory, Public Adjustors, not to be confused with insurance adjusters, are something like referees in a pro football game. Their job is to ma...
5 MIN READ
Insurance companies pass their savings on to you
Home Insurance

Can You Save Money Bundling Home and Auto Insurance?

The answer to this question is, yes…for a little while. Most insurance companies will offer discounts for bundling homeowners and auto policies but you still have to shop a...
The answer to this question is, yes…for a little while. Most insurance companies will offer discounts for bundling homeowners and auto policie...
5 MIN READ
This is going to require a lot more than some towels.
Home Insurance

EMERGENCY! How to Pick a Water Restoration Company Fast and Without the Headache

Did you know that nearly a quarter of all home insurance payouts are for water damage claims? That’s over $10 billion per year! Water damage is the 2nd most common type of ...
Did you know that nearly a quarter of all home insurance payouts are for water damage claims? That’s over $10 billion per year! Water damage i...
5 MIN READ
Couple with a rescued pit bull terrier dog
Home Insurance

Will Having A Pit Bull Increase My Homeowners Insurance? 

Owning a house with a white picket fence and a two-car garage is nice, but for some people, the dream isn’t picture perfect until they add a dog. Man’s best friend has in...
Owning a house with a white picket fence and a two-car garage is nice, but for some people, the dream isn’t picture perfect until they add a d...
5 MIN READ

AUTO INSURANCE BASICS

  • 6 Signs It’s Time to Switch Auto Insurance Policies
  • Help! My Auto Insurance Policy Was Canceled
  • What Is Non-Standard Auto Insurance?
  • How to Get Car Insurance with an SR-22 Filing
  • Can I Get Auto Insurance Without a Credit Check?

HOME INSURANCE BASICS

  • What is a PITI Payment and How Does it Affect Your Mortgage?
  • Will Installing a Wood Stove Raise My Home Insurance Rates?
  • Will a Pool Raise My Home Insurance Premiums?
  • What Is A Homeowners Insurance Deductible?
  • What Are Additional Living Expenses and When Would I Use Them?

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1035 NE 125th street, Unit 310, North Miami,
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