Insurance Advice


What’s the Average Annual Miles Driven In Each State?
What’s the Average Annual Miles Driven In Each State?

Americans throughout the nation rely heavily on the ability to drive to and from their desired destinations. Whether you drive for a living or you drive to take care of personal errands such as school or grocery shopping, it’s easy to put miles on your vehicle. Let’s review how many miles the average motorist puts […]

UPDATED: FEBRUARY 16, 2023

Most Significant Financial Risks To Your Home In 2023
Most Significant Financial Risks To Your Home In 2023

Your home is always one of the most important (and expensive) assets to protect. Even with good home insurance, this can involve out-of-pocket costs and high premiums for certain areas of protection. This makes affordability difficult for the average American family, especially first-time buyers.  The best way to plan for unexpected expenses in keeping your […]

UPDATED: FEBRUARY 09, 2023

Car Insurers Are Refusing To Cover Some Kias and Hyundais
Car Insurers Are Refusing To Cover Some Kias and Hyundais

Some Hyundai and Kia owners may soon find themselves shopping for a new insurance carrier. After an uptick in car thefts of specific models of these brands’ cars after a social media trend, major insurance companies are temporarily halting coverage for some owners and raising rates for existing policyholders. Let’s look at why this is […]

UPDATED: FEBRUARY 22, 2023

New 16-Month Special Enrollment Period During Medicaid
New 16-Month Special Enrollment Period During Medicaid

You may be eligible for a new 16-month Special Enrollment Period if you recently lost Medicaid coverage. You can sign up for health insurance through the Marketplace outside the usual Open Enrollment Period. Please keep reading to learn more about this Special Enrollment Period and how to take advantage of it. Unwinding SEP for individuals […]

UPDATED: MARCH 10, 2023

Road Rage Statistics in 2022
Road Rage Statistics in 2022

Car ownership is expensive, especially with auto insurance premiums and unforeseen accidents. Every year, a portion of accidents can be attributed to road rage. This is especially risky for commuters and people who regularly use high-speed expressways or travel through busy areas with higher traffic volumes. While you can account for your road rage and […]

UPDATED: FEBRUARY 07, 2023

Natural Disaster Statistics In 2022
Natural Disaster Statistics In 2022

Natural disasters and extreme weather are the most common reason for home insurance claims, no matter where you live. Wind and hail alone historically account for nearly half of home insurance claims every year. As climate change becomes an increasingly immediate concern, this is likely to worsen in the coming years. Different natural hazards will […]

UPDATED: FEBRUARY 15, 2023

Distracted Driving Statistics in 2023
Distracted Driving Statistics in 2023

Distracted driving can be hazardous to both you, as well as other drivers on the road. We live in a day and age where technology is readily available, even in the car. And this technology can often lead to driving while distracted. Understanding the implications of driving while facing distractions and vital statistics related to […]

UPDATED: FEBRUARY 27, 2023

The Most and Least Expensive Cars to Insure
The Most and Least Expensive Cars to Insure

One thing to consider when looking for a new car is how it will affect your insurance costs, and some cars are more expensive to insure than others. You might be surprised to find out which cars are more costly than others. Spoiler alert: it’s not just the sports cars. We have researched and will […]

UPDATED: FEBRUARY 22, 2023

Drowsy Driving Statistics for 2022
Drowsy Driving Statistics for 2022

Drowsy driving is a surprisingly common and dangerous cause of motor vehicle accidents, both fatal and non-fatal. Drivers may feel extreme fatigue because of insufficient sleep, work, or health problems. You may be surprised that drowsy driving happens far more than you’re probably aware of. Below we’ll look at some startling statistics regarding drowsy driving, […]

UPDATED: DECEMBER 27, 2022

How Much a Ticket Will Raise Your Auto Insurance Rates in 2023
How Much a Ticket Will Raise Your Auto Insurance Rates in 2023

Receiving a traffic ticket is a stressful and expensive experience immediately and in the long term. Beyond the apparent price and inconvenience of the ticket itself, there is the matter of understanding how the ticket will raise your insurance rates and, thus, future financial responsibilities. Data will naturally fluctuate from year to year. Still, it’s […]

UPDATED: DECEMBER 27, 2022