What is Form 1095 and Why It’s Important?
If you’re somewhat familiar with the Health Insurance Marketplace, you’ve more than likely become accustomed to the term form 1095. But what exactly Is this form, and how does It pertain to you and your health insurance coverage? Below we’ll jump right into what this form is used for, who needs to file it, and […]
UPDATED: MARCH 21, 2023
New 16-Month Special Enrollment Period During Medicaid
You may be eligible for a new 16-month Special Enrollment Period if you recently lost Medicaid coverage. You can sign up for health insurance through the Marketplace outside the usual Open Enrollment Period. Please keep reading to learn more about this Special Enrollment Period and how to take advantage of it. Unwinding SEP for individuals […]
UPDATED: MARCH 10, 2023
Self-Employment Health Insurance Deduction
As an independent contractor, there are many decisions and options to consider. One of the more demanding issues to understand is the health insurance deduction. Self-employed individuals can deduct the cost of their health insurance premiums as a business expense, allowing them to save money and gain access to medical coverage. Below we’ll discuss how […]
UPDATED: MARCH 13, 2023
How Does International Health Insurance Work
International health insurance provides coverage for medical treatment and associated expenses in countries outside of a person’s home country. It allows individuals to access necessary medical care when traveling abroad, protecting them from unexpected costs or delays. Below we’ll discuss in more detail how international travel insurance works. International health insurance: Worldwide coverage when traveling […]
UPDATED: FEBRUARY 17, 2023
Too Young for Medicare? Consider These Health Insurance Plans
Are you in need of excellent health insurance coverage but still too young for Medicare? If you’re not old enough to receive Medicare but old enough to need good health coverage, you’re in luck. Several options are available to ensure you get the coverage you deserve. Below we’ll look at various health insurance options that […]
UPDATED: FEBRUARY 17, 2023
What is coinsurance in health insurance?
Coinsurance is a type of cost-sharing in health insurance where the policyholder pays a portion of the cost of a medical service, and the insurance company pays the rest. Understanding coinsurance is essential for anyone who wants to make informed decisions about their healthcare and health insurance. This article will dive into what coinsurance is, […]
UPDATED: MARCH 10, 2023
What is a copay in health insurance?
When you purchase medical insurance, you may be confused by some terms. Coinsurance, copays, and deductibles are all varying payments. But what do they all mean? Not all plans use copays in expense costs. Let’s dive deeper into medical services and the role of health insurance copays. When do I have a copay? A copayment […]
UPDATED: FEBRUARY 17, 2023
What To Expect With Inpatient Healthcare Expenses
It can be incredibly difficult to predict the need for most inpatient healthcare expenses, as we always hope never to need that degree of medical care. Outpatient care is typically less expensive and complex. That said, serious injury or illness is always possible, and it’s important to know what to anticipate regarding healthcare costs. Preparation […]
UPDATED: FEBRUARY 17, 2023
How May Uninsured Americans Are There?
In the United States of America, mortgage companies require homeowners insurance, and states require auto insurance, but health insurance coverage has never been required to be an American. According to the Centers for Disease Control and Prevention (CDC), currently, of the 332 million people in America, about 31 million people don’t have health insurance. Why […]
UPDATED: FEBRUARY 17, 2023
6 States With the Best Cancer Care In the U.S.
In 2022, there will be an estimated 1,918,030 new cancer cases and 609,360 cancer deaths in the United States, according to the American Cancer Society. Regardless of a cancer patient’s location, every state has strong and weak aspects of local cancer care. Learn more about the states with the best and worst cancer care, similar findings […]
UPDATED: FEBRUARY 17, 2023
About Craig Sturgill
As Chief Strategy Officer and Co-Founder of AgileRates, Craig Sturgill has used his influence to help people understand they don’t have to live without health insurance at any age. He’s been interviewed for several high-profile publications where he discusses various healthcare topics such as improving healthcare in the United States.
