Insurance Advice
Does Home Insurance Cover Water Damage from Dishwasher
You’ve made a delicious dinner, shared great company, and started at a sink full of dirty dishes. Luckily, you have a dishwasher that does the hard work for you. The dishwasher has been a staple of most homes since the 1970s. But what happens when your dishwasher springs a leak? The following information will help […]
UPDATED: MAY 08, 2023
My Water Heater Leaked. What Should I Do?
Water heaters are a common household appliance that most people don’t think about until they have a problem. They often cause water damage in a home and can lead to mold and other health problems. Homeowners need to know what to do if their water tank leaks. Why is My Water Heater Leaking? There are […]
UPDATED: AUGUST 07, 2023
Water Damage Mitigation and Restoration: What to Know
Water damage can devastate a home, and homeowners need to know how to handle it. The aftermath of flooding can cause mold growth, corrosion of metal, and deterioration of wood. The most common type of water damage is when water penetrates the exterior of a home or building. Rainwater, broken pipes, flooding, or a leaking […]
UPDATED: MAY 08, 2023
What To Do When Your Bathroom Floods
Bathroom floods can be a result of many different factors. No matter the cause, homeowners must know how to prevent them, clean them up, and repair any damage they cause. Common Causes of Bathroom Floods Bathroom flooding usually occurs in a few main areas. Clogged Toilets Toilet overflows occur when water levels get higher than […]
UPDATED: JULY 06, 2023
Water Damage: The Second Most Common Insurance Claim
A water-damaged home can be a disaster for homeowners and renters alike. Not only does it affect their health and well-being, but it also impacts their finances. The most important thing to do is to act as soon as possible after discovering water damage. The longer you wait, the more expensive it will be to […]
UPDATED: JULY 06, 2023
Washing Machine Flooded House: Will Home Insurance Cover It?
Will your homeowners insurance cover your home that was flooded because of a washing machine overflow? The answer depends on the type of coverage you purchased with your insurance company. Most policies have flood damage as an exclusion from coverage. Still, they may offer other water damage coverage options, including sewer backup, faulty appliances, or […]
UPDATED: MAY 08, 2023
Most Common Home Insurance Claims
Homeowners insurance is a type of insurance policy that protects the homeowner from financial losses from events such as fire, theft, and natural disasters. Break-ins, vandalism, water damage, and liability claims are just a few other things homeowners insurance covers. #1 Most Common Homeowners Insurance Claims: Weather Damage The most common types of homeowners insurance […]
UPDATED: MAY 08, 2023
Will A Treehouse Raise My Homeowners Insurance?
What is a treehouse? A treehouse is built in or near a tree on an elevated platform. Treehouses are often playing structures for children. Many home insurance companies will charge more for coverage if your home has features that may cause liability issues, such as swimming pools and trampolines. Your home insurance policy premiums may […]
UPDATED: AUGUST 10, 2023
Does A Trampoline Affect Homeowners Insurance?
When shopping for a homeowners insurance policy, you’ll likely come across the question, “Do you have a trampoline?” At first glance, this does seem strange. Why would an insurance company care if you own what is essentially a large children’s toy? The answer is liability coverage. You may be aware of the inherent dangers associated […]
UPDATED: APRIL 19, 2023
Tiny House Insurance: How Much Do You Need
A house is considered tiny if it’s under 400 square feet. Small homes are becoming more and more popular. They offer a different lifestyle and are a great way to live in the city. But when it comes to insurance, they can be tricky. Insurance companies still need to figure out how to price tiny […]
UPDATED: JULY 18, 2023