Mark Romero - Home Insurance Expert

There are many reasons why you want to insure your older home. However, there are also a few potential pitfalls that you should consider before you decide on which property coverage to purchase. Insurance is not just about protecting yourself from financial loss in case of an incident. It’s also about protecting the people and […]

UPDATED: MAY 08, 2023

When it comes to filing a home insurance claim, the process can be daunting, and more often than not, there are many factors to consider. Your home insurance policy can influence what you’re entitled to and what you’ll need to do to file a claim. Your house may need to be repaired if it has […]

UPDATED: JULY 08, 2025

If you own a german shepherd, your dog may or may not increase the cost of your homeowners insurance. It depends on several factors, including what state you’re in and which insurance company you’re using. The good news? Your rates may stay the same. The bad news? You may not be able to get coverage […]

UPDATED: AUGUST 07, 2023

Have you ever read Tolstoy’s War and Peace? It’s a piece of cake compared to reading and fully understanding the typical homeowner insurance policy. Consumers are most interested in keeping their premiums low in the real world. They trust their agent to pick the policy that best meets their needs. We think it’s a good […]

UPDATED: JULY 06, 2023

Homeowners insurance is one of the most important things you need to have. It will protect your home and family from any damages or losses. But with rising costs, it can take a lot of work to find a good deal on homeowners insurance. There are many ways to reduce your premiums, such as switching […]

UPDATED: JULY 10, 2023

Finding a new home insurance policy is complicated. This is especially true if you’re seeking a good balance of wide coverage and low costs. You might want to take your time with this process because it might take some time to find the right plan that matches your needs. If you know what you want […]

UPDATED: APRIL 19, 2023

House fires are one of the most common causes of accidental death in the United States. The US Fire Administration, a Federal Emergency Management Agency division, found that house fires caused an estimated 3704 deaths in 2019. On average, a fire department responded to a fire somewhere in the US every 23 seconds in 2020. […]

UPDATED: JULY 06, 2023

A roof is one of the most important parts of a building. It protects the interior and exterior of a building from water, snow, wind, and other elements. If you notice any damage or leaks on your roof or if it’s been around for some time, you should take action as soon as possible. Nothing […]

UPDATED: JULY 06, 2023

Public adjusters are individuals that the insurance company doesn’t employ. Instead, they are typically retained as a third party to help settle disputes between customers and insurance companies. There is a wide variety of reasons why homeowners might need the services of a public adjuster. In the aftermath of a natural disaster, the insurance company […]

UPDATED: JULY 06, 2023

The answer to this question is yes – to an extent. About 80% of insurance companies offer discounts for bundling home and auto policies. However, it’s important to still shop around yearly for the best deal. What does it mean to bundle home and auto insurance? When you bundle your insurance policies, it means you […]

UPDATED: AUGUST 09, 2023