Insurance Advice

Roofs are necessary for any building but often go unnoticed until the first rainy day. The lifespan of a roof is typically 20-30 years. Unlike wine, it doesn’t improve with age. A roof is often the most expensive and overlooked part of a home. In many cases, it isn’t until there is a major issue […]

UPDATED: AUGUST 07, 2023

A condo insurance policy is different from a traditional homeowners insurance policy. While you own the condo, you don’t have to cover the building or the common areas of the condo complex. Let’s explore the different types of home insurance for condos. How to know if you need homeowners insurance for a condo Always request […]

UPDATED: SEPTEMBER 05, 2023

Statistics show that one in every four homes will be burglarized. If you’re one of the unlucky homeowners who have experienced a burglary, then you know just how devastating it can be. Not only do you have to deal with the financial impact, but you also have to worry about the safety of your family […]

UPDATED: APRIL 19, 2023

Depreciation is a process whereby an asset loses value over time, which allows it to be replaced or repaired. This can affect home insurance depending on the type of policy you have. Some home insurance policies consider depreciation amounts when paying out an insurance claim. Knowing if your policy will payout minus depreciation is important […]

UPDATED: MAY 08, 2023

For dog owners, homeowners liability insurance is a must. It protects the owner from financial losses if their dog causes injury or damage to other people or property. A lot of companies offer this type of insurance. However, suppose you’re thinking about getting a dog liability policy. In that case, it’s essential to know your […]

UPDATED: AUGUST 16, 2023

Home insurance is necessary to protect your financial investments against disasters, accidents, and other unforeseen events. However, factoring in the cost of it, along with the price of your new home, is important to ensure you make the best financial decisions for yourself. The average homeowners insurance rates vary tremendously from one state to another. […]

UPDATED: JULY 20, 2023

According to the National Fire Protection Association, using a wood burning stove or device is one of the leading causes of home fires. This article discusses the safety measures homeowners should take when using a wood burner and how they can protect their property with wood burner insurance. Why would my home insurance cost more […]

UPDATED: AUGUST 10, 2023

When shopping for home insurance, the options can seem overwhelming and unlimited. Using an agent is one of the most common avenues to purchase insurance, and many people find them beneficial. You can buy homeowners insurance without an agent, but they can be helpful, especially when you’ve done your research. Home Insurance Agents: Who Are […]

UPDATED: APRIL 19, 2023

There are many reasons why someone can end up with an unoccupied property. They may be using it as a vacation or second home or carrying out renovations requiring them to live away from home. In any case, knowing what kind of coverage you need for an unoccupied property is essential. When a home is […]

UPDATED: SEPTEMBER 06, 2023

There are currently eight main types of homeowners insurance, each designed to suit the needs of various homeowners and their properties. Insuring your home is essential whether you own, rent, or lease a property. Homeowner’s insurance can protect you from the high costs associated with structural damage, personal property damage, and even personal liability. Considering […]

UPDATED: JULY 18, 2023