Insurance Advice

The foundation of a house is by far its most important component. It provides the base that keeps the house safe, and any damage to it — even minor — can negatively affect the entire structure.  When dealing with foundation repair, homeowners often look to their home insurance policy to help cover the costs.  While […]

UPDATED: AUGUST 11, 2023

A homeowner typically requires their mortgage lender to have homeowners insurance. Many lenders require a certain amount of coverage. While you need to carry at least the minimum amount required by your lender, you might consider added coverage for your protection. Homeowners lucky enough not to have a mortgage should consider carefully how much insurance […]

UPDATED: APRIL 19, 2023

The Sunshine State doesn’t look so sunny right now as experts say Florida’s property insurance market sits on the brink of collapse. A combination of rising repair costs, inflation, and massive roofing fraud find agencies for property insurance failing Florida homeowners. The precarious situation, plus the news of pending downgrades for many insurers, has experts […]

UPDATED: APRIL 19, 2023

It probably seems like your insurance rates are increasing every single year. You’re probably not wrong. There are many reasons your home insurance rates may increase year on year. Not all of them are things you can change, but some may. 1. You Made a Claim The main reason your insurance rates may increase is […]

UPDATED: JULY 06, 2023

Car insurance premiums are a necessary evil that no one wants to deal with. But having car insurance is essential to protecting you and your car. Whether you have full-coverage on your vehicle or just liability, you want to ensure you get the best deal. Here are seven ways to lower your car insurance premiums. […]

UPDATED: APRIL 27, 2023

Wondering if your credit score affects your car insurance rates? If you have a great credit score, it leads to cheaper car insurance rates. You might not be aware that it is a significant rating factor used by car insurance companies. The difference between someone with a poor and excellent credit score is about $1500 […]

UPDATED: APRIL 27, 2023

There is more to buying a home than the down payment and a mortgage payment. First, you must budget for recurring home ownership costs such as home insurance rates, property taxes, and maintenance around your home. The average yearly cost of homeowner’s insurance is roughly $1,899. Still, rates can vary depending on the company, so […]

UPDATED: AUGUST 10, 2023

Hurricane season runs from June to November each year, with September and October being the most active months. While hurricanes occur outside this period, 97% of tropical activity falls from June to November. Let’s look at what the season involves, how it poses a risk to your home, and how your hurricane deductible works. How […]

UPDATED: JULY 06, 2023

Owning a dog means you’re responsible for the damages it causes, whether digging in a neighbor’s yard or biting someone. Homeowners insurance provides coverage for these actions. Some insurers offer coverage, but not for restricted dog breeds.  Which Restricted Dog Breeds Will Homeowner’s and Renter’s Insurance Not Cover? There are restricted dog breeds that insurers […]

UPDATED: AUGUST 07, 2023

Not all car accidents involve you moving at the time. Sometimes, someone may hit your car while parked, and you may not even be present when this happens. Read on to learn what to do if your car is hit while parked and what you should do if you hit a parked car. What To […]

UPDATED: APRIL 27, 2023