Anthem BCBS Health Insurance plans for 2024


WRITTEN BY: Craig Sturgill

UPDATED: SEPTEMBER 12, 2023 | 1 MIN READ

Elevance Health, the parent company of Anthem, has its headquarters in Indianapolis. The organization was established in 2004 via a merger between Anthem and WellPoint Health Networks. 

In 2022, Anthem underwent a rebranding exercise and was renamed Elevance Health. The company markets Medicare Advantage plans under several brands, including Anthem Blue Cross and Blue Shield. 

Elevance Health provides a diverse range of healthcare insurance products and services. Consequently, these products include commercial health insurance for individuals and employers, Medicaid and Medicare Advantage plans, and life, disability, dental, and vision insurance. 

Additionally, the organization offers services for other government health insurance programs. In 2021, Elevance Health generated a revenue of $138.6 billion, highlighting its significant presence and influence in the healthcare insurance sector.

Evelance Health Insurance Anthem BCBS pros and cons

PROS
  • Great customer service.
  • Multiple health insurance plan options
  • Easy-to-use member resources.
CONS
  • Negative reviews.
  • Higher denial of claims. |separato

Anthem BCBS health insurance review

 Anthem presents a commendable array of health policies, making locating a plan that suits one’s requirements relatively simple and is well-positioned to provide premium health insurance services as a BlueCross BlueShield affiliate. 

While Anthem is a comparatively recent entrant into the health insurance industry, its coverage area remains limited.

Nonetheless, residents in states where Anthem health insurance policies are offered can expect to avail themselves of several beneficial features. 

In addition to its core services, Anthem strives to support its extensive clientele base by offering supplementary insurance products such as dental and vision coverage.

Moreover, discounts on wellness products are provided as an added incentive. 

Anthem’s arsenal of user-friendly tools facilitates streamlined claims and payments management while enabling easy access to a network of in-network providers.

The company is also committed to promoting its members’ wellness through educational resources and other general health support mechanisms.

Health insurance policies offered through Anthem BCBS

Anthem BCBS offers a comprehensive range of health insurance policies that cater to the diverse needs of individuals and businesses.

In addition, their policies provide extensive coverage for critical illnesses, hospitalization, prescription drugs, and preventative care. 

With a vast network of healthcare providers, customers can access quality healthcare services at affordable rates.

Anthem BCBS also offers innovative wellness programs that help individuals achieve their health goals and maintain a healthy lifestyle. 

Their customer service team is committed to providing personalized assistance to help customers make informed decisions about their health insurance policies.

Anthem BCBS is dedicated to providing reliable and affordable health coverage options that put the health and well-being of its customers first.

Upgrades and addons

Anthem Blue Cross Blue Shield has a series of upgrades and add-ons to their insurance plans to provide their customers with an even better healthcare experience.

These upgrades include expanded telehealth coverage, enhanced behavioral health benefits, and improved access to prescription medications. 

Furthermore, with these upgrades and add-ons, Anthem is demonstrating its commitment to meeting the evolving healthcare needs of its customers and its dedication to providing high-quality, accessible healthcare services.

  • LiveHealth Online
  • Anthem Moblie App
  • Add-on coverage for vision and dental coverage
  • Telehealth
  • Mental health and healthy living support programs

Anthem BCBS’s available discounts

Anthem Blue Cross and Blue Shield offer a range of discounts to help members save on healthcare costs. Members can access these discounts through their online account or by calling customer service. 

Anthem’s commitment to affordable healthcare options is evident through its various discounts. These discounts can help members stay healthy while keeping costs down.

  • Anthem fitness and health
    • Gym memberships
    • Weight loss
    • Wearable health devices 
    • Physical therapy
    • Podiatry
      • And more
  • Family and Home
    • Ancestry DNA testing service
    • Infertility treatment
    • Health and wellness products
    • Pet insurance
  • Vision, hearing, and dental discounts
    • Lasik surgery
    • Hearing aids
    • Dental aligners
  • Medicine and treatment
    • Health and coaching programs
    • Vitamins
    • Allergy products

What you need to apply for Anthem BCBS policy

To apply for an Anthem Blue Cross Blue Shield policy, there are a few key pieces of information and documentation that you will need to have ready.

Prior to completing an application, gather the information to streamline the application process and get the coverage you need as quickly as possible.

  • Personal information
    • Name
    • Date of birth
    • Contact information
  • Current health
    • Medications
    • Doctors
  • Subsidy qualifications
    • Employment information
    • Income information

FAQs

What types of health insurance plans does Anthem BCBS offer?

Anthem BCBS offers a variety of health insurance plans, including HMO, PPO, EPO, and POS plans. In addition to under-65 health insurance, they also offer Medicare Advantage plans, dental and vision plans, specialty plans for individuals and families, and employer-sponsored group plans.

How do I find a doctor or hospital that accepts Anthem BCBS insurance?

Here are some steps to help you find a doctor or hospital that accepts Anthem BCBS insurance:

  1. Visit the Anthem BCBS website and use their provider search tool. You can search by location, specialty, and type of provider.
  2. Call the customer service number on the back of your Anthem BCBS insurance card. They can provide you with a list of in-network providers in your area.
  3. Check with your doctor or hospital to see if they accept Anthem BCBS insurance.
  4. Ask for recommendations from friends, family, or coworkers who have Anthem BCBS insurance and have had positive experiences with providers in your area.
  5. Consider using telehealth services offered through Anthem BCBS, which may provide you with a list of in-network

What is the process for filing a claim with Anthem BCBS?

The process for filing a claim with Anthem BCBS typically involves the following steps:

  1. Obtain necessary information: You will need to gather information such as your insurance policy number, the date of service, the name of the healthcare provider or facility, and the type of service received.
  2. Submit the claim: You can submit a claim online, by phone, or by mail. Anthem BCBS provides a claims submission form that can be completed online or via mail.
  3. Wait for processing: After submitting the claim, Anthem BCBS will review it and determine whether it is covered under your policy. Consequently, This process can take several weeks.
  4. Receive payment: Anthem BCBS will send payment directly to the healthcare provider if your claim is approved.

Does Anthem BCBS offer any wellness or preventative care programs for members?

Anthem BCBS offers members various wellness and preventative care programs, such as health risk assessments, disease management programs, smoking cessation programs, nutrition counseling, and fitness programs.

The specific programs and services may vary depending on the member’s plan and location.

What is the cost of premiums for Anthem BCBS health insurance plans?

The cost of premiums for Anthem BCBS health insurance plans varies depending on factors such as the level of coverage, age, location, and other personal information of the individual or group seeking the insurance.

Compare Anthem BCBS health insurance policies

When choosing the right health insurance policy, Anthem BCBS offers a range of options to meet varying needs and budgets.

To compare Anthem BCBS health insurance policies, it’s important to consider factors such as deductibles, copays, coverage for prescriptions and specialty care, and provider networks. 

The company’s policies are built around Bronze, Silver, Gold, and Platinum tiers, each providing different levels of coverage and premium costs. Fill out our online rate form to compare health insurance plans from Anthem BCBS.

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