Mark Romero - Home Insurance Expert

You might ask yourself, “what is dwelling coverage, and do I need it?” First, knowing what a dwelling is is essential before determining whether you need dwelling coverage. A dwelling includes your home and anything attached to the structure itself, such as a garage, porch, or deck. A dwelling also includes any built-in appliances such […]

UPDATED: JULY 06, 2023

You can use additional living expenses coverage, a type of insurance if your home is damaged and you need to relocate. The coverage pays for certain expenses not covered by the standard homeowners insurance, such as hotel and restaurant bills, storage fees, and temporary housing. This coverage is usually provided with standard homeowners insurance policies, […]

UPDATED: APRIL 19, 2023

What happens when someone gets injured in your home? Most renters and home insurance policies include personal liability coverage to help you avoid paying legal fees. But what about their medical costs? Who covers those? It might be you — but medical payments coverage can help. What Is Medical Payments Coverage On Your Home Policy? […]

UPDATED: JULY 06, 2023

Do you ever think about what would happen if an accident occurred at your home? For the most part, homeowner’s insurance policies include personal liability coverage. This is good because it protects you from financial responsibility if a visitor gets hurt in your home. What Is Personal Liability Coverage? Personal liability coverage pays for legal […]

UPDATED: JUNE 19, 2023

Some mortgage lenders require homeowner’s insurance with loans, which leaves potential homeowners scrambling for the best rates. Keep reading for the average cost of homeowner’s insurance, what it involves, and how to save on premiums. What’s the Average Cost of Home Insurance For a home with $300,000 worth of dwelling coverage and $100,000 in liability […]

UPDATED: SEPTEMBER 05, 2023

Understanding car insurance is challenging, but it’s essential to help you pick the best option. Making the best choice now can save you from major financial issues down the road. Keep reading this article to learn everything you need about comprehensive car insurance, how to add coverage to your policy, and if it’s even worth […]

UPDATED: AUGUST 07, 2023

Water damage doesn’t always involve a burst pipe or leak; many types of water damage may cause serious structural issues, like mold growth, rusting of steel, and more. So, does house insurance cover water damage or not? Let’s find out. Table Of Contents When Does House Insurance Cover Water Damage? Water damage is one of […]

UPDATED: APRIL 19, 2023

If you believe you’re high rates for car insurance, you’re not alone. According to a recent Forbes Advisor survey of 2,000 drivers, 58% say they overpay for auto insurance. Many compared quotes from other companies, close to a third of which changed insurers.  Many factors could explain your high rates if your auto insurance is […]

UPDATED: MAY 02, 2023

Homeowner’s insurance policies and what they cover can be confusing. Quite often, what you think is covered is not (or only partially) and what you don’t think is covered is. When it comes to watercraft and boat insurance, it can be even more confusing. Hopefully, after reading this, you will better understand what is and […]

UPDATED: APRIL 19, 2023

The AC unit in your home may fail or be damaged for several reasons. Getting it fixed can be expensive, and getting it replaced can be more than you can afford now. Hopefully, your homeowner’s insurance policy will cover an unexpected problem, but this is not always the case. Here is some information to help […]

UPDATED: JULY 06, 2023