Mark Romero - Home Insurance Expert

Homeowners’ insurance is an essential policy to have. It protects against damage to the home and provides liability coverage should you need it. It gives you financial protection against loss due to disasters, theft, and accidents.  Homeowners Insurance Policies For Single-Family Homes Many different policies are available for people who own single-family homes. HO-1 policies […]

UPDATED: APRIL 19, 2023

When you buy home insurance, it’s mostly to cover the structure of the building. Usually, it also provides some level of property coverage too. However, if you have specific high-value items you want to ensure are covered, you may need to purchase additional personal property insurance. What is Personal Property Insurance Coverage? Personal property coverage […]

UPDATED: APRIL 19, 2023

Have a driver’s license but don’t own a car? You might want to consider non-owner car insurance. This way, you know you’re covered regardless of whose vehicle you’re driving. Learn more about non-owner car insurance, including when you do and don’t need it. What is non-owner car insurance? This policy is a good option if […]

UPDATED: SEPTEMBER 05, 2023

If you have a driving gig, rideshare insurance can provide the coverage you need in case of an accident. Learn all about rideshare insurance before you get started. Considering becoming a driver for a rideshare or on-demand delivery service? It’s time to consider rideshare insurance.  Although rideshare companies will offer coverage with a passenger in […]

UPDATED: JUNE 23, 2023

It’s essential to have specific driving documents, including driver’s licenses, proof of auto insurance, and vehicle registration. This way, you have everything you need if you’re pulled over or in an accident. You get your license and registration at your local DMV/BMV, but how do you get proof of insurance, and why is it even […]

UPDATED: APRIL 27, 2023

Whether you’re shopping for your first house or you’re already a property owner, it’s vital to know the ins and outs of home insurance. Not only does homeowners insurance cover your home and belongings, but it also offers protection from any legal bills for policy-covered accidents.  Like auto insurance, your costs can vary depending on […]

UPDATED: APRIL 19, 2023

Mobile homes are a popular path to affordable homeownership because they are more cost-effective per square foot. However, homeowners insurance and mobile home insurance aren’t the same. If you own a mobile home or are considering one, you need to understand exactly what your insurance is and what it covers. What Is Mobile Home Insurance? […]

UPDATED: JULY 18, 2023

You pay your home insurance premiums to cover the costs of unexpected damages to your home. How do you file a home insurance claim when that happens? Steps to filing a home insurance claim You need to do a few things when filing a home insurance claim. First, document the damage. Ensure that you include […]

UPDATED: JULY 07, 2023

If you’re a DoorDash driver, you might need to add additional insurance to your standard policy. With some carriers, normal coverage won’t cover you while using your car for food delivery. Learn how Doordash driver car insurance works and how to decide if you need extra coverage. Does DoorDash cover insurance for drivers? DoorDash provides […]

UPDATED: AUGUST 21, 2023

While your pet may seem calm and well-trained with everyone in the family, it can still become scared or excited with strangers. To ensure you don’t end up with a large hospital bill if your pet should bite someone unexpectedly, here are some things you need to understand about dog-friendly homeowners insurance.  Does Having Dogs […]

UPDATED: AUGUST 08, 2023