Mark Romero - Home Insurance Expert

Roof leaks often come with a tell-tale ceiling stain or water dripping down. When this happens, you need to take immediate action to minimize water damage, wood rot, and the potential for mold growth. Roof leaks don’t get better over time and lead to significant problems like rotting framing and sheathing, destroyed insulation, and damaged […]

UPDATED: MAY 02, 2023

With over 880,000 vehicles stolen across the United States in 2020, you’re likely worried about your car. Theft rates look at the number of vehicles stolen per 100,000 area residents. If you’re considering moving but want to ensure your car is safe, read on to find out the worst cities for auto theft and the […]

UPDATED: AUGUST 07, 2023

A home is the biggest purchase you’re likely to make, so it’s important to protect your investment — with homeowner’s insurance. If you’re purchasing a policy, your insurance company will most likely require a home inspection. Keep reading to learn more. Can you get home insurance without an inspection? A few exceptions exist, but you […]

UPDATED: AUGUST 10, 2023

A deductible is the amount of money a person has to pay before their insurance kicks in. A car insurance deductible is the amount of money you must pay before your insurer starts paying for your car repairs. How do car insurance deductibles work? When you purchase your auto insurance, choose the deductible you want. […]

UPDATED: AUGUST 07, 2023

Short-term rental insurance is a type of coverage you can purchase to protect your property from damage or theft. This coverage is usually available for rentals that are less than 30 days in length. This type of insurance can be a good idea if you plan to rent your home or apartment while you are […]

UPDATED: APRIL 19, 2023

Vacant home insurance is insurance coverage designed to protect your vacant property. It offers protection against vandalism, theft, and other damages. This type of policy is usually required if you’re away from your home for an extended period or live elsewhere. Vacant home insurance can be complicated. The policyholder must understand the difference between the […]

UPDATED: JULY 06, 2023

Car insurance protects you from financial liability if you get into a car accident. Full-coverage car insurance isn’t a type of policy itself, but it means you have all of the basic coverages available, protecting you in most situations. Read on to learn if full-coverage car insurance is right for you. What does full-coverage car […]

UPDATED: MAY 31, 2023

Personal injury protection auto insurance is known as “no-fault insurance.” It pays for your medical bills and any rehabilitative costs that you or your passengers may have suffered in a car accident. PIP auto insurance can also extend to when you’re a passenger injured in someone else’s car. PIP car insurance is different from bodily […]

UPDATED: JULY 06, 2023

Liability is a fancy-sounding word, but it primarily means “responsibility.” There are different types of liability insurance for vehicle owners. Let’s dive into what liability car insurance is, what essential aspects it covers, and what you should consider when obtaining your liability car insurance. What is liability auto insurance? Liability car insurance coverage can vary. […]

UPDATED: APRIL 27, 2023

Car insurance protects you against paying for damage and injuries to an accident. Most states mandate that you have a minimum level of car insurance by law. This ensures that people are covered should they injure another person or damage their vehicle. Learn more about liability-only car insurance to determine what type of coverage you need. […]

UPDATED: APRIL 27, 2023