Home Insurance Coverage


What is Other Structures Coverage or Coverage B
What is Other Structures Coverage or Coverage B

Some standard homeowners insurance policies don’t cover other structures on your property, such as detached garages or sheds. The dwelling coverage typically refers to the structure of your home. You may want to purchase other structures coverage, sometimes called Coverage B, which is designed to insure those not part of the main dwelling. This article […]

UPDATED: OCTOBER 21, 2022 | 3 MIN READ

Wildfire Insurance: What You Need To Know
Wildfire Insurance: What You Need To Know

With record-high temperatures and drought conditions on the rise, more than 4.5 million US homes fall under high or extreme risk of wildfire, according to Verisk Analytics. Fortunately, homeowners can protect themselves from these natural disasters’ financial impact with the right home insurance policy. Here’s a breakdown of wildlife insurance, how it works, and how […]

UPDATED: SEPTEMBER 28, 2022 | 2 MIN READ

Liability Insurance: What You Need To Know
Liability Insurance: What You Need To Know

Liability insurance, also known as third-party insurance, provides coverage if you’re responsible for injury/damage to another person or their property. Its main purpose is to provide financial assistance to those who are legally obligated to pay money towards a lawsuit for an incident they were directly responsible for. Personal liability insurance is a standard portion […]

UPDATED: SEPTEMBER 27, 2022 | 3 MIN READ

Does Home Insurance Cover Asbestos Removal
Does Home Insurance Cover Asbestos Removal

If you’ve been told that your home has asbestos behind the walls or under the floors, you want to consider your options for removal or containment. Breathing in asbestos fibers aggravates lung tissue, causing scarves and many breathing disorders. Eventually, a person might also develop mesothelioma, deadly cancer along the lung tissue. Because asbestos can […]

UPDATED: SEPTEMBER 27, 2022 | 3 MIN READ

How To Get Insurance For Your Home Business
How To Get Insurance For Your Home Business

Looking to your homeowners insurance to help you when problems arise in your home business seems natural. After all, you’re at your house, right?  In specific situations, homeowners insurance will protect your home business, but it’s not automatically included in a standard policy.  Like any other business, a home-based operation requires insurance to protect its […]

UPDATED: SEPTEMBER 27, 2022 | 3 MIN READ

How To Get Homeowners Insurance for a Second Home
How To Get Homeowners Insurance for a Second Home

If you own a vacation home or any type of second residence, you want to protect that property as much as possible so that you can enjoy it for many years to come! As with your main residence, a homeowners insurance policy is vital for a second home, no matter how often it’s visited throughout […]

UPDATED: SEPTEMBER 27, 2022 | 1 MIN READ

Fire Damage and Mitigation: What Every Homeowner Should Know
Fire Damage and Mitigation: What Every Homeowner Should Know

Any household fire can traumatize a homeowner, and even a small stovetop fire can easily cause thousands of dollars of damage to the house itself. A large home fire can be downright devastating and may require a homeowner to move out of the house while it’s being repaired or rebuilt! After a fire is extinguished […]

UPDATED: SEPTEMBER 27, 2022 | 3 MIN READ

My Basement Flooded; What Will Insurance Cover
My Basement Flooded; What Will Insurance Cover

The main cause of a flooded basement is a broken or clogged pipe. This could be because of an earthquake, heavy rain, or a burst water pipe. A flooded basement can be caused by any one of these events. This article will provide everything you need to know about basement flood insurance and the different […]

UPDATED: SEPTEMBER 23, 2022 | 1 MIN READ

Finding Homeowner’s Liability Insurance For Dogs
Finding Homeowner’s Liability Insurance For Dogs

For dog owners, homeowners liability insurance is a must. It protects the owner from financial losses if their dog causes injury or damages to other people or property. A lot of companies offer this type of insurance. However, if you’re considering getting a dog liability policy, it’s important to know your options and the costs […]

UPDATED: SEPTEMBER 22, 2022 | 2 MIN READ

Types of Home Insurance for Unoccupied Homes
Types of Home Insurance for Unoccupied Homes

A standard homeowners insurance policy makes a key assumption about the policyholder: that you are a full-time, active resident of the property. If you’re not, you fall under a different set of rules. Insurance companies classify homes without residents for more than 30 days as vacant or unoccupied. Vacant homes usually fall into the following […]

UPDATED: SEPTEMBER 21, 2022 | 1 MIN READ