Home Insurance Coverage


When Should You Get Unoccupied Or Vacant Home Insurance?
When Should You Get Unoccupied Or Vacant Home Insurance?

Vacant home insurance is insurance coverage designed to protect your vacant property. It offers protection against vandalism, theft, and other damages. This type of policy is usually required if you are going to be away from your home for an extended period or if you live elsewhere. Vacant home insurance can be complicated. The policyholder […]

UPDATED: AUGUST 05, 2022 | 3 MIN READ

Flat Roof Home Insurance Guide
Flat Roof Home Insurance Guide

Flat roofs are a staple of contemporary residential architecture. They can provide homeowners with additional outdoor living space or amenities like a rooftop garden. But it isn’t always easy to find home insurance for flat roofs. Despite their growing popularity, homebuyers are hesitant to purchase properties with flat roofs. They’re also reluctant to build additions […]

UPDATED: JULY 26, 2022 | 3 MIN READ

California Earthquake Insurance: What You Need to Know
California Earthquake Insurance: What You Need to Know

Despite California holding a reputation as the earthquake capital of the United States, only about 10% of its residents have earthquake insurance. This leaves about 90% of Californians underprepared for the financial losses associated with earthquakes. If you’re in the state and near a major fault line, here’s what you need to know about California […]

UPDATED: JULY 21, 2022 | 2 MIN READ

What is Dwelling Coverage, and Do You Need It?
What is Dwelling Coverage, and Do You Need It?

You might ask yourself, “what is dwelling coverage, and do I need it?” First, knowing what a dwelling is is essential before determining whether you need dwelling coverage. A dwelling includes your home and anything attached to the structure itself, such as a garage, porch, or deck. A dwelling also includes any built-in appliances such […]

UPDATED: AUGUST 05, 2022 | 3 MIN READ

What Is Medical Payments Coverage For Home Insurance?
What Is Medical Payments Coverage For Home Insurance?

What happens when someone gets injured in your home? Most renters and home insurance policies include personal liability coverage to help you avoid paying legal fees. But what about their medical costs? Who covers those? It might be you — but medical payments coverage can help. What Is Medical Payments Coverage On Your Home Policy? […]

UPDATED: JULY 21, 2022 | 2 MIN READ

What is Personal Liability Coverage for Home Insurance?
What is Personal Liability Coverage for Home Insurance?

Do you ever think about what would happen if an accident occurred at your home? For the most part, homeowner’s insurance policies include personal liability coverage. This is good because it protects you from financial responsibility if a visitor gets hurt in your home. What Is Personal Liability Coverage? Personal liability coverage pays for legal […]

UPDATED: JULY 21, 2022 | 2 MIN READ

Does House Insurance Cover Water Damage?
Does House Insurance Cover Water Damage?

Water damage doesn’t always involve a burst pipe or leak; many types of water damage may cause serious structural issues, like mold growth, rusting of steel, and more. So, does house insurance cover water damage or not? Let’s find out. Table Of Contents When Does House Insurance Cover Water Damage? Does Home Insurance Cover Mold […]

UPDATED: JULY 21, 2022 | 3 MIN READ

Does My Homeowners Insurance Cover Boats?
Does My Homeowners Insurance Cover Boats?

Homeowner’s insurance policies and what they cover can be confusing. Quite often, what you think is covered is not (or only partially) and what you don’t think is covered is. When it comes to watercraft and boat insurance, it can be even more confusing. Hopefully, after reading this, you will better understand what is and […]

UPDATED: JULY 21, 2022 | 3 MIN READ

Does Homeowners Insurance Cover AC Units
Does Homeowners Insurance Cover AC Units

The AC unit in your home may fail or be damaged for several reasons. Getting it fixed can be expensive, and getting it replaced can be more than you can afford now. Hopefully, your homeowner’s insurance policy will cover an unexpected problem, but this is not always the case. Here is some information to help […]

UPDATED: AUGUST 03, 2022 | 2 MIN READ

Does Home Insurance Cover Roof Leaks?
Does Home Insurance Cover Roof Leaks?

If you have a leak in your house, you might be wondering if your home insurance covers that. While a leak is an event no homeowner wants to deal with, you may be able to avoid the financial impacts. Keep reading to learn when homeowner’s insurance covers roof leaks, and when it doesn’t. Table of […]

UPDATED: JULY 21, 2022 | 1 MIN READ