Mark Romero - Home Insurance Expert

During flash floods, hurricanes, or heavy rainstorms, rising water levels can seep into vehicle engines and interiors, causing substantial damage. Flooded cars may be severely damaged, need immediate repair, or be deemed a total loss. The good news is that car insurance does cover flood damage if comprehensive coverage is included in your policy. Read […]

UPDATED: APRIL 27, 2023

Swimming pools come with many liabilities – both in the risk of someone getting injured at your pool and damage happening to your pool. These costs can sometimes be expensive and often add to serious damages. Luckily, swimming pools are covered under homeowners’ insurance policies. This add-on to policies ranges in costs and in what […]

UPDATED: JULY 18, 2023

A renters insurance policy may seem confusing, but it’s standard across all insurance companies. Here is a breakdown of what renter’s insurance will cover for you, what it does not cover, and how you can find inexpensive renter’s insurance to not worry about your belongings. What Does Your Renter’s Insurance Policy Cover? Renter’s insurance provides […]

UPDATED: MAY 08, 2023

When buying a car, one of the things you need to consider is how your purchase will affect your car insurance rates. A vehicle’s age is one factor that comes into play when insurance companies determine your premium, but it isn’t the only one. Learn more about how new and used cars affect your car […]

UPDATED: APRIL 27, 2023

House fires can ignite in an instant with devastating effects. And not only do house fires endanger everyone in the home, but even small fires that are quickly extinguished can also cause thousands of dollars in property damage. Fortunately, many of the most common causes of house fires can be avoided. How common are house […]

UPDATED: JULY 06, 2023

Millennials, more than anyone, are ending their leases and becoming homeowners, and they are doing it in large numbers. Regarding buyers, they are taking over the market, mainly those in their late 20s to early 30s. They hold the record for household income rates more than any other age group by two to four times […]

UPDATED: AUGUST 08, 2023

Many things impact your car insurance rates, such as how long you’ve had your license, your age, and even your gender. But did you know that the age of your vehicle can affect your car insurance rates too? When does a new car cost more to insure? A new car can cost more to insure […]

UPDATED: JUNE 14, 2023

How often have you heard that car insurance costs more men than women? It’s well-spread that insurance companies view women as safer drivers and give them a break when it comes to car insurance rates. A 2017 survey carried out for the Consumer Federation of America (CFA) found that 48 percent of Americans think auto […]

UPDATED: AUGUST 07, 2023

Nobody intentionally gets into a car wreck, but sometimes accidents happen. Thankfully, most people have auto insurance (since it’s illegal not to), so the insurance company takes care of things after the accident. But making a claim on your insurance policy may impact your car insurance costs at your next renewal. How do accidents impact […]

UPDATED: AUGUST 08, 2023

No one ever considers the importance of a home inventory until they need one. Cataloging all your possessions probably sounds about as exciting as watching paint dry. After all, it can be a time-consuming and sometimes overwhelming process if you have no organization in your home. But there are many reasons why it’s important to […]

UPDATED: APRIL 19, 2023