Insurance Advice

As drivers in America, we have all heard of driving under the influence (DUI) and know that the penalty is extremely high. But did you know that distracted driving (DD) is the reason for 25-50 percent of all accidents in the United States? On average, 3000 people die yearly in auto accidents due to distracted […]

UPDATED: APRIL 27, 2023

Classic car insurance is another animal entirely because, typically, if you own a classic car, you’re probably not using it all the time. If your classic car is only used for pleasure on the weekend, you have the opportunity to save some money. Specialist classic car insurance companies provide you with the proper coverage you […]

UPDATED: AUGUST 08, 2023

Some standard homeowners insurance policies don’t cover other structures on your property, such as detached garages or sheds. The dwelling coverage typically refers to the structure of your home. You may want to purchase other structures coverage, sometimes called Coverage B, which is designed to insure those not part of the main dwelling. This article […]

UPDATED: APRIL 19, 2023

Turning 40 is a significant milestone and can impact changes in your life. These changes also occur when it comes to your car insurance policy. Many 40-year-olds benefit from affordable insurance premiums and discounts. Certain age groups are considered high risk for insurance companies. Young adults and new drivers tend to have higher annual premiums […]

UPDATED: APRIL 27, 2023

While buying a car can be complicated, especially securing a title and registering the vehicle, it gets even trickier if you try to buy a car without a license. Can you buy a car without a license? Yes, buying a car without a driver’s license is legally possible, but before you go into the process, […]

UPDATED: AUGUST 11, 2023

Flood coverage is essential to renters as it covers personal property damaged due to flooding. Flood damage is not typically covered under renters insurance, so you must add it to your policy. FEMA (Federal Emergency Management Agency) or a private flood insurance company can add flood insurance to your renters insurance policy. FEMA’s National Flood […]

UPDATED: JULY 06, 2023

With record-high temperatures and drought conditions on the rise, more than 4.5 million US homes fall under high or extreme risk of wildfire, according to Verisk Analytics. Fortunately, homeowners can protect themselves from these natural disasters’ financial impact with the right home insurance policy. Here’s a breakdown of wildlife insurance, how it works, and how […]

UPDATED: JULY 06, 2023

Gov. Gretchen Whitmer of Michigan and the Michigan Department of Insurance and Financial Services have amassed five million dollars for the Michigan Catastrophic Claims Association Fund in the past three years by passing auto insurance reform legislation regarding auto insurance. Starting March 9, 2022, Michigan auto insurance companies will begin issuing refund checks to Michigan […]

UPDATED: APRIL 27, 2023

Liability insurance is a type of coverage that protects policyholders from financial loss due to injury or property damage to others. This includes protection against bodily injury, medical expenses, death, and property damage claims. Most people have liability insurance in some form, but do you have enough on your insurance policy? How Much Liability Insurance […]

UPDATED: APRIL 19, 2023

In the event of a covered loss, it’s essential to have coverage that fully covers your property. This article will discuss the difference between Actual Cash Value and Replacement Cost and how they relate to insurance policies. Actual Cash Value vs. Replacement Cost Insurance In the event of a covered loss, it’s essential to have […]

UPDATED: APRIL 19, 2023