Mark Romero - Home Insurance Expert

Driving and having a car can be costly, especially for teens. Not only do you have to consider the initial expense of a vehicle, but also the cost of your insurance premiums.  According to the Center for Disease Control and Prevention (CDC), teens are more likely than older drivers to underestimate or not be able […]

UPDATED: JULY 06, 2023

If you’re purchasing a home, you may hear the term hazard insurance throughout the process. Hazard insurance is an essential piece of your homeowner insurance policy and is designed to keep you, your family, and your home safe. If you’re confused about hazard insurance and why it’s a necessary part of your insurance policy, read […]

UPDATED: APRIL 19, 2023

Car insurance is an absolute necessity if you drive. In most states, it’s the law. Car insurance protects you and others from paying out for injury or loss of a vehicle. The average cost of damage to vehicles involved in a car accident is under $5000. It’s illegal to drive a car without a valid […]

UPDATED: AUGUST 26, 2023

Finding the right kind of coverage at an affordable price can be challenging when looking for auto insurance. But one thing that can help in your search is finding a good insurance agent who will be in your corner and doing the necessary research to find you the best deals for quality auto insurance. Having […]

UPDATED: SEPTEMBER 14, 2023

Earthquake insurance is an optional add-on to your existing home insurance to cover your home from damages caused by an earthquake. The law doesn’t require earthquake coverage. So, you need to determine whether you need it. To determine if you should be considering earthquake insurance, continue reading below. What is Earthquake Insurance? Earthquake insurance is […]

UPDATED: APRIL 19, 2023

Flood insurance is an additional policy that helps pay for the cost of repair or replacement for parts of your house and any belongings damaged by flooding. It isn’t a requirement in all locations, but it’s handy if you’re in an area prone to heavy rainfall, snowstorms, tropical storms, or hurricanes. What is Flood Insurance? […]

UPDATED: APRIL 19, 2023

When you have purchased a home and are crossing off the checklist of what new homeowners must do, purchasing homeowner’s insurance is one item. There are different types available, and the type that you need depends on what you plan to do with your property. Are you planning on using the property as your primary […]

UPDATED: JUNE 19, 2023

If you’ve turned on the TV in the past 24 hours, you have probably heard at least one car insurance commercial promising you’ll save money by switching. This isn’t just a sales gimmick — saving money seems to be the predominant reason for switching car insurance providers.

UPDATED: AUGUST 25, 2023

All drivers across the country are mandated to have auto insurance and with good reason. If your car is stolen, damaged, or involved in an accident, auto insurance mitigates the risk of an excessive financial burden if you face high costs. The goal is to be adequately covered in the event of an accident while […]

UPDATED: APRIL 27, 2023

At any point in the year, intense weather conditions can cause severe damage to homes, cars, and neighborhood streets. An unexpected hailstorm can severely damage your car by causing large dents, breaking your windows, and chipping your paint. Under rare circumstances, hail damage could even total your vehicle. Although hail storms can be dangerous, there […]

UPDATED: JUNE 15, 2023