ACA Bronze Plans by State


WRITTEN BY: Craig Sturgill

UPDATED: SEPTEMBER 06, 2023 | 3 MIN READ

ACA Bronze Plans are crucial in providing a viable option for individuals and families across the United States. These plans balance cost and coverage, making them an attractive choice for many. This article will delve into the workings of ACA Bronze Plans, shedding light on their coverage, benefits, and cost-sharing aspects. 

Additionally, we’ll provide essential links to state-specific ACA Marketplaces and resources, allowing you to explore the options available in your area. Discover how ACA Bronze Plans can help you secure the necessary healthcare coverage while keeping costs in check.

Understanding ACA Bronze Plans

To make informed decisions about your healthcare coverage, it’s crucial to have a clear understanding of ACA Bronze Plans. Next, we’ll explore what these plans entail, their coverage and benefits, and the important aspect of cost sharing. 

By gaining insights into these key factors, you can assess whether ACA Bronze Plans align with your healthcare needs and financial considerations. Let’s dive in and unravel the details of ACA Bronze Plans to make an informed choice about your health insurance.

What is an ACA Bronze plan?

what is an aca bronze plan

ACA Bronze Plans are a category of health insurance plans available under the Affordable Care Act (ACA). These plans are designed to provide essential healthcare coverage at a lower premium cost than other metal tiers like Silver or Gold. 

Bronze Plans typically have higher deductibles and out-of-pocket costs,and they offer comprehensive coverage for essential health benefits. They’re especially significant for individuals and families who are relatively healthy and seek a balance between affordability and essential healthcare coverage.

Coverage and benefits

ACA Bronze Plans provide a comprehensive range of coverage and benefits, ensuring access to essential healthcare services. While the specific coverage details may vary depending on the insurance provider and state regulations, Bronze Plans typically include benefits such as preventive care, hospitalization, prescription drugs, and outpatient services. It’s important to review the plan details and summary of benefits to understand the specific services covered and any limitations or exclusions that may apply.

Cost sharing

Bronze Plans involve a certain level of cost sharing, meaning you will be responsible for paying some healthcare costs. This includes deductibles, the amount you must pay before the insurance coverage kicks in, and copayments or coinsurance for various services. 

While Bronze Plans have lower monthly premiums, it’s essential to consider the potential higher out-of-pocket expenses when utilizing healthcare services. Understanding the cost-sharing structure of Bronze Plans will help you budget and plan for your healthcare needs effectively.

State-Specific ACA plans and resources

When exploring ACA Bronze Plans, navigating the state-specific ACA Marketplaces and tapping into the available resources is essential. Each state has its own marketplace, offering a tailored selection of healthcare plans and enrollment options. Visit our state pages below to find information in your area.

Alabama

Alabama ACA Plans

Alabama Medicaid

Alaska

Alaska ACA Plans

Alaska Medicaid

Arizona

Arizona ACA Plans

Arizona Medicaid

Arkansas 

Arkansas ACA Plans

Arkansas Medicaid

California

California ACA Plans

California Medicaid

Colorado

Colorado ACA Plans

Colorado Medicaid

Connecticut

Connecticut ACA Plans

Connecticut Medicaid

Delaware

Delaware ACA Plans

Delaware Medicaid

Florida

Florida ACA Plans 

Florida Medicaid

Georgia

Georgia ACA Plans

Georgia Medicaid

Hawaii

Hawaii ACA Plans 

Hawaii Medicaid

Idaho

Idaho ACA Plans

Idaho Medicaid

Illinois

Illinois ACA Plans

Illinois Medicaid

Indiana

Indiana ACA Plans

Indiana Medicaid

Iowa

Iowa ACA Plans 

Iowa Medicaid

Kansas

Kansas ACA Plans

Kansas Medicaid

Kentucky

Kentucky ACA Plans

Kentucky Medicaid

Louisiana

Louisiana ACA Plans

Louisiana Medicaid

Maine

Maine ACA Plans 

Maine Medicaid

Maryland

Maryland ACA Plans 

Maryland Medicaid

Massachusetts

Massachusetts ACA Plans

Massachusetts Medicaid

Michigan

Michigan ACA Plans

Michigan Medicaid

Minnesota

Minnesota ACA Plans

Minnesota Medicaid

Mississippi

Mississippi ACA Plans 

Mississippi Medicaid

Missouri

Missouri ACA Plans

Missouri Medicaid

Montana

Montana ACA Plans

Montana Medicaid

Nebraska

Nebraska ACA Plans

Nebraska Medicaid

Nevada

Nevada ACA Plans

Nevada Medicaid

New Hampshire

New Hampshire ACA Plans

New Hampshire Medicaid

New Jersey

New Jersey ACA Plans

New Jersey Medicaid

New Mexico

New Mexico ACA Plans

New Mexico Medicaid

New York

New York ACA Plans

New York Medicaid

North Carolina

North Carolina ACA Plans 

North Carolina Medicaid

North Dakota

North Dakota ACA Plans 

North Dakota Medicaid

Ohio

Ohio ACA Plans

Ohio Medicaid 

Oklahoma

Oklahoma ACA Plans

Oklahoma Medicaid

Oregon

Oregon ACA Plans

Oregon Medicaid

Pennsylvania

Pennsylvania ACA Plans 

Pennsylvania Medicaid

Rhode Island

Rhode Island ACA Plans

Rhode Island Medicaid

South Carolina

South Carolina ACA Plans 

South Carolina Medicaid

South Dakota

South Dakota ACA Plans

South Dakota Medicaid

Tennessee

Tennessee ACA Plans

Tennessee Medicaid

Texas ACA Marketplace

Texas ACA Plans

Texas Medicaid

Utah

Utah ACA Plans 

Utah Medicaid

Vermont

Vermont ACA Plans

Vermont Medicaid

Virginia

Virginia ACA Plans 

Virginia Medicaid

Washington

Washington ACA Plans

Washington Medicaid

Washington DC

Washington DC ACA Plans 

Washington DC Medicaid

West Virginia

West Virginia ACA Plans 

West Virginia Medicaid

Wisconsin

Wisconsin ACA Plans 

Wisconsin Medicaid

Wyoming

Wyoming ACA Plans

Wyoming Medicaid

How to Enroll in a Bronze ACA Plan

Enrolling in a Bronze ACA Plan is a straightforward process that can be completed through the ACA Marketplace. To get started, visit the marketplace website for your state and create an account. Then, you can browse the available Bronze Plans, compare their features, and choose the one that best suits your needs and budget. 

It’s important to note that there is an annual open enrollment period during which you can sign up for coverage. Additionally, certain qualifying life events, such as losing other healthcare coverage or changing family status, may qualify you for a Special Enrollment Period, allowing you to enroll outside the regular Open Enrollment Period. Be sure to review the specific enrollment dates and any special circumstances that may apply to ensure you get all the coverage you need.

Compare Bronze ACA plans in your area

Ready to explore and compare the rates of Bronze Plans available in your area? Click here to access our online rate form and find the best options tailored to your needs and budget. Take advantage of the opportunity to secure affordable healthcare coverage through ACA Bronze Plans. Compare rates now and make an informed decision for your healthcare needs.

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